Mortgage lending in McDonald County, Missouri
Lenders in McDonald County, Missouri reported 809 mortgage applications for 2025, according to the CFPB.
809 mortgage applications and 414 loans originated in 2025; the denial rate was 30.9% of 622 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: McDonald County, MO.
- 809
- Applications
- 414
- Loans originated
- 30.9%
- Denial rate
- 192 denied of 622 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 809 | 414 |
| 2024 | 663 | 320 |
| 2023 | 616 | 294 |
| 2022 | 776 | 373 |
| 2021 | 942 | 486 |
| 2020 | 809 | 402 |
| 2019 | 610 | 296 |
| 2018 | 759 | 370 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 79 | 121 |
| Flat Branch Mortgage, Inc. | 35 | 45 |
| Rocket Mortgage | 32 | 53 |
| First Community Bank | 22 | 38 |
| New American Funding, LLC. | 15 | 24 |
| 21ST Mortgage | 13 | 44 |
| Mortgage Research Center | 11 | 23 |
| Southwest Missouri Bank | 11 | 18 |
| Gateway First Bank | 9 | 14 |
| Legacy National Bank | 8 | 8 |
| Community Bank and Trust | 8 | 10 |
| loanDepot.com LLC | 7 | 10 |
| Centennial Bank | 7 | 9 |
| Equity Bank | 7 | 9 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 49 |
| United Wholesale Mortgage | 5 | 8 |
| Highlands Residential Mortgage, Ltd. | 5 | 5 |
| Freedom Mortgage Corporation | 5 | 13 |
| Southwest Stage Funding LLC | 4 | 15 |
| Nationstar Mortgage | 4 | 5 |
| Crosscountry Mortgage, LLC | 4 | 7 |
| Amerisave Mortgage Company | 4 | 20 |
| Bokf NA | 4 | 10 |
| Pennymac Loan Services LLC | 4 | 14 |
| Great Southern Bank | 3 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 617 | 29.2% of 476 decided |
| 2 or more minority races | under 10 | |
| Joint | 30 | no rate: base under 50 |
| Race Not Available | 127 | 34.7% of 98 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 40 | no rate: base under 50 |
| Not Hispanic or Latino | 612 | 28.8% of 475 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 140 | 35.4% of 99 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 254 | 28.6% of 192 decided |
| Female | 154 | 41.7% of 115 decided |
| Joint | 317 | 27.7% of 253 decided |
| Sex Not Available | 84 | 30.6% of 62 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1787 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved