Mortgage lending in Lafayette County, Missouri
Lenders in Lafayette County, Missouri reported 1,324 mortgage applications for 2025, according to the CFPB.
1,324 mortgage applications and 869 loans originated in 2025; the denial rate was 17.7% of 1,100 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kansas City, MO-KS HUD Metro FMR Area.
- 1,324
- Applications
- 869
- Loans originated
- 17.7%
- Denial rate
- 195 denied of 1,100 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,324 | 869 |
| 2024 | 1,132 | 801 |
| 2023 | 979 | 665 |
| 2022 | 1,345 | 933 |
| 2021 | 1,951 | 1,353 |
| 2020 | 1,676 | 1,152 |
| 2019 | 1,271 | 876 |
| 2018 | 1,151 | 785 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank of Odessa | 85 | 85 |
| Fairway Independent Mort Corp | 48 | 58 |
| The Central Trust Bank | 47 | 81 |
| Rocket Mortgage | 45 | 66 |
| Wood & Huston Bank | 42 | 44 |
| Leaderone Financial Corp. | 40 | 51 |
| Flat Branch Mortgage, Inc. | 37 | 44 |
| Communityamerica Federal Credit Union | 33 | 57 |
| Community Mortgage, LLC | 30 | 33 |
| Guild Mortgage Company | 20 | 27 |
| State Bank of Missouri | 19 | 20 |
| United Wholesale Mortgage | 19 | 28 |
| Mortgage Research Center | 16 | 33 |
| Freedom Mortgage Corporation | 15 | 28 |
| Community Bank of Marshall | 13 | 15 |
| Geneva Financial LLC | 13 | 18 |
| US Bank, N.A. | 13 | 25 |
| Concordia Bank | 10 | 10 |
| Nationstar Mortgage | 10 | 13 |
| Equity Bank | 10 | 18 |
| Pennymac Loan Services LLC | 10 | 20 |
| loanDepot.com LLC | 9 | 20 |
| Waterstone Mortgage Corporation | 9 | 12 |
| Click n' Close, Inc. | 8 | 9 |
| FCS Financial FLCA | 8 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 22 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,077 | 16.1% of 896 decided |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 183 | 20.0% of 150 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 28 | no rate: base under 50 |
| Not Hispanic or Latino | 1,069 | 17.1% of 896 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 205 | 20.6% of 165 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 401 | 19.3% of 321 decided |
| Female | 235 | 24.9% of 189 decided |
| Joint | 567 | 13.7% of 489 decided |
| Sex Not Available | 121 | 18.8% of 101 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1274 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved