Mortgage lending in Montgomery County, Missouri
Lenders in Montgomery County, Missouri reported 332 mortgage applications for 2025, according to the CFPB.
332 mortgage applications and 200 loans originated in 2025; the denial rate was 23.8% of 269 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montgomery County, MO.
- 332
- Applications
- 200
- Loans originated
- 23.8%
- Denial rate
- 64 denied of 269 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 332 | 200 |
| 2024 | 317 | 187 |
| 2023 | 268 | 159 |
| 2022 | 368 | 209 |
| 2021 | 460 | 304 |
| 2020 | 433 | 260 |
| 2019 | 357 | 215 |
| 2018 | 325 | 185 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Bank of Missouri | 16 | 18 |
| Flat Branch Mortgage, Inc. | 14 | 18 |
| Rocket Mortgage | 12 | 19 |
| First State Bank of ST Charles | 11 | 11 |
| Das Acquisition Company, LLC | 10 | 14 |
| Jonesburg State Bank | 9 | 11 |
| First State Community Bank | 8 | 11 |
| Mortgage Research Center | 7 | 13 |
| The Missouri Bank | 7 | 7 |
| Heritage Community Bank | 5 | 5 |
| United Wholesale Mortgage | 5 | 9 |
| FCS Financial FLCA | 5 | 6 |
| Pennymac Loan Services LLC | 5 | 6 |
| Guild Mortgage Company | 4 | 7 |
| New American Funding, LLC. | 4 | 9 |
| US Bank, N.A. | 4 | 9 |
| Guaranteed Rate Affinity, LLC | 3 | 5 |
| loanDepot.com LLC | 3 | 5 |
| Newrez LLC | 3 | 7 |
| Equity Prime Mortgage LLC | 3 | 4 |
| First Community Credit Union | 3 | 7 |
| The Central Trust Bank | 3 | 4 |
| Peoples Bank & Trust Co. | 2 | 2 |
| Community State Bank of Missouri | 2 | 3 |
| Nations Lending Corporation | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 286 | 22.5% of 231 decided |
| Joint | under 10 | |
| Race Not Available | 41 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 276 | 22.4% of 223 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 48 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 103 | 26.3% of 80 decided |
| Female | 67 | 28.3% of 60 decided |
| Joint | 133 | 19.8% of 106 decided |
| Sex Not Available | 29 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1597 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved