Mortgage lending in Ralls County, Missouri

Lenders in Ralls County, Missouri reported 288 mortgage applications for 2025, according to the CFPB.

288 mortgage applications and 183 loans originated in 2025; the denial rate was 19.7% of 238 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Ralls County, MO.

288
Applications: 183
Loans originated: 19.7%
Denial rate: 47 denied of 238 applications decided.

Every year

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Mortgage applications and loans originated in Ralls County, Missouri, by year
Year	Applications	Originated	Denied
2025	288	183	47
2024	277	174	41
2023	248	163	35
2022	322	204	42
2021	421	282	54
2020	512	349	68
2019	346	218	71
2018	311	189	73

The largest lenders here

Lenders in Ralls County, Missouri by loans originated, 2025
Lender	Originated	Applications
HNB National Bank	45	50
Thompson Kane & Company, Inc	23	37
Flat Branch Mortgage, Inc.	10	12
Homebank	9	12
Rocket Mortgage	8	13
The Central Trust Bank	6	7
Mortgage Research Center	4	7
Alliant Bank	4	6
Crosscountry Mortgage, LLC	4	5
US Bank, N.A.	4	10
Pennymac Loan Services LLC	4	4
Mortgage Investment Services Corporation	3	3
United Wholesale Mortgage	3	4
Commerce Bank	3	6
Regional Missouri Bank	2	2
Heritage Community Bank	2	2
loanDepot.com LLC	2	6
Guild Mortgage Company	2	2
Servion	2	2
The Bank of Missouri	2	3
Freedom Mortgage Corporation	2	4
Bank of Springfield	2	2
21ST Mortgage	2	4
Empeople Credit Union	1	1
The Bank of Old Monroe	1	1

Applications by race, ethnicity and sex, 2025

By race, Ralls County, Missouri: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
White	249	18.9% of 206 decided
Joint	under 10
Race Not Available	33	no rate: base under 50

By ethnicity, Ralls County, Missouri: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	252	19.1% of 209 decided
Joint	under 10
Ethnicity Not Available	33	no rate: base under 50

By sex, Ralls County, Missouri: applications and denial rate
Category	Applications	Denial rate
Male	95	18.2% of 66 decided
Female	38	no rate: base under 50
Joint	136	16.3% of 123 decided
Sex Not Available	19	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1791 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026