Flat Branch Mortgage, Inc.
Flat Branch Mortgage, Inc. reported 18,921 mortgage applications for 2025, according to the CFPB.
18,921 mortgage applications and 15,375 loans originated in 2025; the denial rate was 1.2% of 15,701 applications decided. Its RSSD in the 2023 reporter panel is 4183488. From 2025, the CFPB’s Snapshot release.
- 18,921
- Applications
- 15,375
- Loans originated
- 1.2%
- Denial rate
- 184 denied of 15,701 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Flat Branch Mortgage, Inc. | 18,921 |
| 2024 | Flat Branch Mortgage, Inc. | 17,172 |
| 2023 | Flat Branch Mortgage, Inc. | 15,759 |
| 2022 | Flat Branch Mortgage, Inc. | 17,904 |
| 2021 | Flat Branch Mortgage, Inc. | 24,223 |
| 2020 | Flat Branch Mortgage Inc. | 21,952 |
| 2019 | Flat Branch Mortgage Inc. | 11,185 |
| 2018 | Flat Branch Mortgage Inc. | 7,249 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 294 | 3.4% of 234 decided |
| Asian | 327 | 1.1% of 264 decided |
| Black or African American | 796 | 2.9% of 631 decided |
| Native Hawaiian or Other Pacific Islander | 27 | no rate: base under 50 |
| White | 14,066 | 1.0% of 11,824 decided |
| 2 or more minority races | 39 | no rate: base under 50 |
| Joint | 586 | 1.2% of 492 decided |
| Race Not Available | 2,786 | 1.5% of 2,203 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,075 | 1.1% of 872 decided |
| Not Hispanic or Latino | 14,420 | 1.1% of 12,088 decided |
| Joint | 427 | 1.7% of 346 decided |
| Ethnicity Not Available | 2,999 | 1.5% of 2,395 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,091 | 1.4% of 5,009 decided |
| Female | 4,200 | 1.4% of 3,493 decided |
| Joint | 6,700 | 0.9% of 5,668 decided |
| Sex Not Available | 1,930 | 1.3% of 1,531 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved