Mortgage lending in Stone County, Missouri
Lenders in Stone County, Missouri reported 1,906 mortgage applications for 2025, according to the CFPB.
1,906 mortgage applications and 1,172 loans originated in 2025; the denial rate was 19.0% of 1,512 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Stone County, MO.
- 1,906
- Applications
- 1,172
- Loans originated
- 19.0%
- Denial rate
- 287 denied of 1,512 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,906 | 1,172 |
| 2024 | 1,576 | 974 |
| 2023 | 1,461 | 879 |
| 2022 | 2,020 | 1,320 |
| 2021 | 2,840 | 1,869 |
| 2020 | 2,815 | 1,898 |
| 2019 | 1,880 | 1,199 |
| 2018 | 1,518 | 969 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Central Trust Bank | 86 | 138 |
| Rocket Mortgage | 84 | 108 |
| Arvest Bank | 71 | 117 |
| Flat Branch Mortgage, Inc. | 49 | 60 |
| Table Rock Community Bank | 47 | 48 |
| Southern Bank | 41 | 48 |
| Great Southern Bank | 32 | 45 |
| Generations Bank | 27 | 46 |
| US Bank, N.A. | 26 | 47 |
| Gershman Investment Corp. | 25 | 34 |
| loanDepot.com LLC | 22 | 30 |
| BluCurrent Credit Union | 22 | 28 |
| United Wholesale Mortgage | 19 | 28 |
| Pennymac Loan Services LLC | 19 | 35 |
| Mortgage Research Center | 18 | 41 |
| Freedom Mortgage Corporation | 18 | 30 |
| Commerce Bank | 18 | 26 |
| Freedom Bank of Southern Missouri | 17 | 18 |
| Simmons Bank | 17 | 33 |
| Omb Bank | 13 | 13 |
| New American Funding, LLC. | 13 | 29 |
| Cardinal Financial Company, Li | 12 | 13 |
| 21ST Mortgage | 12 | 61 |
| American Financial Resources LLC | 11 | 13 |
| Assemblies of God Credit Union | 11 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 12 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,591 | 19.0% of 1,254 decided |
| 2 or more minority races | under 10 | |
| Joint | 27 | no rate: base under 50 |
| Race Not Available | 263 | 18.6% of 220 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 34 | no rate: base under 50 |
| Not Hispanic or Latino | 1,543 | 18.6% of 1,218 decided |
| Joint | withheld | |
| Ethnicity Not Available | 295 | 18.7% of 241 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 523 | 23.2% of 393 decided |
| Female | 304 | 24.4% of 238 decided |
| Joint | 897 | 15.6% of 723 decided |
| Sex Not Available | 182 | 15.8% of 158 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1021 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved