Mortgage lending in Johnson County, Missouri
Lenders in Johnson County, Missouri reported 2,399 mortgage applications for 2025, according to the CFPB.
2,399 mortgage applications and 1,580 loans originated in 2025; the denial rate was 14.8% of 1,956 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Johnson County, MO.
- 2,399
- Applications
- 1,580
- Loans originated
- 14.8%
- Denial rate
- 289 denied of 1,956 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,399 | 1,580 |
| 2024 | 2,021 | 1,398 |
| 2023 | 1,718 | 1,118 |
| 2022 | 2,375 | 1,547 |
| 2021 | 3,207 | 2,165 |
| 2020 | 3,052 | 2,048 |
| 2019 | 2,145 | 1,414 |
| 2018 | 1,782 | 1,170 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| F & C Bank | 130 | 141 |
| Flat Branch Mortgage, Inc. | 118 | 135 |
| Fairway Independent Mort Corp | 98 | 123 |
| Rocket Mortgage | 75 | 99 |
| The Central Trust Bank | 73 | 103 |
| Mortgage Research Center | 65 | 126 |
| United Wholesale Mortgage | 60 | 74 |
| Pennymac Loan Services LLC | 50 | 83 |
| Leaderone Financial Corp. | 49 | 66 |
| Equity Bank | 43 | 62 |
| Community National Bank & Trust | 42 | 46 |
| Midwest Mortgage Associates Corp | 32 | 40 |
| Bank of Odessa | 31 | 31 |
| Freedom Mortgage Corporation | 30 | 65 |
| Communityamerica Federal Credit Union | 29 | 51 |
| Pilgrim Mortgage LLC | 29 | 30 |
| US Bank, N.A. | 26 | 57 |
| Central Missouri Community Credit Union | 21 | 42 |
| Community Mortgage, LLC | 21 | 25 |
| Nationstar Mortgage | 20 | 27 |
| Crosscountry Mortgage, LLC | 20 | 27 |
| R-G Fderal Credit Union | 19 | 19 |
| Navy Federal Credit Union | 19 | 36 |
| Mortgage Investment Services Corporation | 18 | 39 |
| Primelending | 18 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | 28 | no rate: base under 50 |
| Black or African American | 56 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,812 | 14.9% of 1,495 decided |
| 2 or more minority races | under 10 | |
| Joint | 55 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 411 | 11.9% of 336 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 74 | 24.1% of 58 decided |
| Not Hispanic or Latino | 1,871 | 15.1% of 1,533 decided |
| Joint | 34 | no rate: base under 50 |
| Ethnicity Not Available | 420 | 12.0% of 341 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 851 | 16.9% of 673 decided |
| Female | 342 | 21.4% of 271 decided |
| Joint | 935 | 11.5% of 780 decided |
| Sex Not Available | 271 | 11.6% of 232 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 773 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved