Mortgage lending in Barry County, Missouri
Lenders in Barry County, Missouri reported 1,265 mortgage applications for 2025, according to the CFPB.
1,265 mortgage applications and 746 loans originated in 2025; the denial rate was 23.0% of 1,017 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Barry County, MO.
- 1,265
- Applications
- 746
- Loans originated
- 23.0%
- Denial rate
- 234 denied of 1,017 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,265 | 746 |
| 2024 | 1,094 | 636 |
| 2023 | 971 | 585 |
| 2022 | 1,335 | 801 |
| 2021 | 1,813 | 1,126 |
| 2020 | 1,601 | 1,037 |
| 2019 | 1,272 | 730 |
| 2018 | 1,126 | 671 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Freedom Bank of Southern Missouri | 136 | 148 |
| Arvest Bank | 67 | 120 |
| Rocket Mortgage | 61 | 91 |
| Flat Branch Mortgage, Inc. | 56 | 67 |
| CS Bank | 24 | 29 |
| Gershman Investment Corp. | 22 | 26 |
| Mortgage Research Center | 20 | 42 |
| Amerisave Mortgage Company | 12 | 23 |
| Pennymac Loan Services LLC | 11 | 25 |
| Nationstar Mortgage | 10 | 12 |
| Das Acquisition Company, LLC | 9 | 11 |
| United Wholesale Mortgage | 8 | 15 |
| Freedom Mortgage Corporation | 8 | 22 |
| Peoples Community Bank | 8 | 10 |
| American Financial Resources LLC | 7 | 11 |
| US Bank, N.A. | 7 | 18 |
| Commerce Bank | 7 | 20 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 47 |
| Guaranty Bank | 6 | 6 |
| loanDepot.com LLC | 6 | 22 |
| Guild Mortgage Company | 6 | 6 |
| New American Funding, LLC. | 6 | 29 |
| OakStar Bank | 6 | 7 |
| Umb Bank NA | 6 | 9 |
| Bank of 1889 | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 11 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,027 | 22.0% of 831 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 191 | 23.7% of 152 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 91 | 24.2% of 66 decided |
| Not Hispanic or Latino | 955 | 22.5% of 773 decided |
| Joint | 24 | no rate: base under 50 |
| Ethnicity Not Available | 195 | 25.3% of 158 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 425 | 24.1% of 328 decided |
| Female | 219 | 25.3% of 178 decided |
| Joint | 506 | 21.0% of 410 decided |
| Sex Not Available | 115 | 23.8% of 101 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1592 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved