Mortgage lending in Putnam County, Missouri
Lenders in Putnam County, Missouri reported 79 mortgage applications for 2025, according to the CFPB.
79 mortgage applications and 40 loans originated in 2025; the denial rate was 25.0% of 60 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Putnam County, MO.
- 79
- Applications
- 40
- Loans originated
- 25.0%
- Denial rate
- 15 denied of 60 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 79 | 40 |
| 2024 | 78 | 36 |
| 2023 | 54 | 28 |
| 2022 | 95 | 43 |
| 2021 | 118 | 71 |
| 2020 | 126 | 80 |
| 2019 | 97 | 58 |
| 2018 | 64 | 29 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| US Bank, N.A. | 5 | 8 |
| Rocket Mortgage | 4 | 6 |
| New American Funding, LLC. | 2 | 2 |
| Veridian Credit Union | 2 | 2 |
| Bank of Springfield | 2 | 2 |
| Mece Credit Union | 2 | 2 |
| First Bankers Trust Company | 1 | 1 |
| TruBank | 1 | 1 |
| Geneva Financial LLC | 1 | 1 |
| Top Flite Financial, Inc. | 1 | 1 |
| Central State Bank | 1 | 1 |
| Farm Credit Mid-America, Aca | 1 | 1 |
| Guild Mortgage Company | 1 | 2 |
| First Bank | 1 | 1 |
| Mortgage Research Center | 1 | 4 |
| Flat Branch Mortgage, Inc. | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 3 |
| Alliant Bank | 1 | 4 |
| Mortgage Solutions of Colorado | 1 | 1 |
| West Gate Bank | 1 | 1 |
| First Interstate Bank | 1 | 2 |
| The Central Trust Bank | 1 | 1 |
| Community 1st Credit Union | 1 | 2 |
| 21ST Mortgage | 1 | 1 |
| Amerisave Mortgage Company | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 69 | 23.1% of 52 decided |
| Race Not Available | 10 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 68 | 26.4% of 53 decided |
| Joint | under 10 | |
| Ethnicity Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 22 | no rate: base under 50 |
| Female | withheld | |
| Joint | 34 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved