Mortgage lending in Scott County, Missouri
Lenders in Scott County, Missouri reported 1,148 mortgage applications for 2025, according to the CFPB.
1,148 mortgage applications and 718 loans originated in 2025; the denial rate was 20.0% of 934 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Scott County, MO.
- 1,148
- Applications
- 718
- Loans originated
- 20.0%
- Denial rate
- 187 denied of 934 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,148 | 718 |
| 2024 | 1,081 | 659 |
| 2023 | 981 | 574 |
| 2022 | 1,362 | 807 |
| 2021 | 1,719 | 1,117 |
| 2020 | 1,568 | 1,016 |
| 2019 | 1,220 | 773 |
| 2018 | 1,266 | 731 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Montgomery Bank | 59 | 74 |
| First State Community Bank | 53 | 83 |
| The Bank of Missouri | 47 | 67 |
| Das Acquisition Company, LLC | 45 | 53 |
| Flat Branch Mortgage, Inc. | 41 | 57 |
| Southern Bank | 37 | 50 |
| Alliance Bank | 36 | 40 |
| Flanagan State Bank | 32 | 40 |
| First Midwest Bank of Dexter | 32 | 40 |
| Rocket Mortgage | 31 | 46 |
| Guild Mortgage Company | 28 | 37 |
| Regions Bank | 20 | 38 |
| Focus Bank | 18 | 31 |
| First Missouri State Bank of Cape County | 17 | 18 |
| Pennymac Loan Services LLC | 15 | 27 |
| Mortgage Research Center | 14 | 42 |
| Synergy One Lending, Inc. | 13 | 21 |
| 21ST Mortgage | 11 | 40 |
| Gershman Investment Corp. | 10 | 11 |
| Freedom Mortgage Corporation | 9 | 13 |
| US Bank, N.A. | 9 | 37 |
| loanDepot.com LLC | 8 | 13 |
| Amerisave Mortgage Company | 8 | 17 |
| Commerce Bank | 8 | 12 |
| United Wholesale Mortgage | 7 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 90 | 32.9% of 76 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 860 | 18.6% of 698 decided |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 172 | 16.6% of 139 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 935 | 20.4% of 763 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 172 | 16.7% of 138 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 342 | 22.1% of 276 decided |
| Female | 267 | 28.7% of 216 decided |
| Joint | 413 | 14.8% of 339 decided |
| Sex Not Available | 126 | 13.6% of 103 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2412 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved