Mortgage lending in Monroe County, Missouri
Lenders in Monroe County, Missouri reported 216 mortgage applications for 2025, according to the CFPB.
216 mortgage applications and 125 loans originated in 2025; the denial rate was 27.0% of 174 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Monroe County, MO.
- 216
- Applications
- 125
- Loans originated
- 27.0%
- Denial rate
- 47 denied of 174 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 216 | 125 |
| 2024 | 175 | 102 |
| 2023 | 169 | 108 |
| 2022 | 264 | 158 |
| 2021 | 309 | 209 |
| 2020 | 317 | 214 |
| 2019 | 232 | 137 |
| 2018 | 171 | 98 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| HNB National Bank | 16 | 18 |
| Regional Missouri Bank | 12 | 17 |
| Thompson Kane & Company, Inc | 11 | 15 |
| Mortgage Research Center | 10 | 16 |
| Flat Branch Mortgage, Inc. | 8 | 11 |
| The Central Trust Bank | 8 | 11 |
| Alliant Bank | 7 | 9 |
| Rocket Mortgage | 6 | 8 |
| Community Banc Mortgage Corp | 5 | 7 |
| Community State Bank of Missouri | 3 | 3 |
| First State Community Bank | 3 | 3 |
| Das Acquisition Company, LLC | 3 | 4 |
| Mortgage Investment Services Corporation | 2 | 3 |
| Guild Mortgage Company | 2 | 5 |
| US Bank, N.A. | 2 | 4 |
| Commerce Bank | 2 | 7 |
| Umb Bank NA | 2 | 2 |
| NBKC Bank | 1 | 1 |
| Empeople Credit Union | 1 | 1 |
| Nations Lending Corporation | 1 | 1 |
| American Financial Resources LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 1 |
| Heritage Community Bank | 1 | 1 |
| Prosperity Home Mortgage, LLC | 1 | 1 |
| loanDepot.com LLC | 1 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | under 10 | |
| White | 185 | 23.0% of 148 decided |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 186 | 25.7% of 148 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 27 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 82 | 33.3% of 66 decided |
| Female | 36 | no rate: base under 50 |
| Joint | 83 | 28.1% of 64 decided |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2022 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved