Mortgage lending in Texas County, Missouri
Lenders in Texas County, Missouri reported 712 mortgage applications for 2025, according to the CFPB.
712 mortgage applications and 361 loans originated in 2025; the denial rate was 29.1% of 550 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Texas County, MO.
- 712
- Applications
- 361
- Loans originated
- 29.1%
- Denial rate
- 160 denied of 550 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 712 | 361 |
| 2024 | 596 | 309 |
| 2023 | 539 | 294 |
| 2022 | 678 | 386 |
| 2021 | 845 | 505 |
| 2020 | 756 | 445 |
| 2019 | 673 | 372 |
| 2018 | 566 | 331 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Flat Branch Mortgage, Inc. | 36 | 44 |
| Rocket Mortgage | 34 | 50 |
| Das Acquisition Company, LLC | 25 | 39 |
| Mortgage Research Center | 22 | 47 |
| Simmons Bank | 19 | 29 |
| Peoples Community Bank | 15 | 18 |
| Freedom Mortgage Corporation | 12 | 21 |
| Crosscountry Mortgage, LLC | 10 | 14 |
| United Wholesale Mortgage | 9 | 10 |
| Gershman Investment Corp. | 9 | 13 |
| Pennymac Loan Services LLC | 9 | 16 |
| loanDepot.com LLC | 8 | 15 |
| Guild Mortgage Company | 8 | 15 |
| New American Funding, LLC. | 7 | 18 |
| Infuze Credit Union | 7 | 22 |
| Great Southern Bank | 5 | 6 |
| Primelending | 5 | 6 |
| 21ST Mortgage | 5 | 30 |
| US Bank, N.A. | 5 | 6 |
| American Financial Resources LLC | 4 | 4 |
| Gold Star Mortgage Financial Group, Corporation | 4 | 6 |
| Click n' Close, Inc. | 4 | 7 |
| Newrez LLC | 4 | 7 |
| The Central Trust Bank | 4 | 5 |
| Navy Federal Credit Union | 3 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 597 | 27.6% of 467 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 86 | 32.3% of 62 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 584 | 27.9% of 452 decided |
| Joint | withheld | |
| Ethnicity Not Available | 101 | 37.8% of 74 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 229 | 26.9% of 182 decided |
| Female | 151 | 31.9% of 119 decided |
| Joint | 284 | 27.9% of 219 decided |
| Sex Not Available | 48 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1599 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved