Mortgage lending in Butler County, Missouri
Lenders in Butler County, Missouri reported 1,222 mortgage applications for 2025, according to the CFPB.
1,222 mortgage applications and 812 loans originated in 2025; the denial rate was 16.9% of 1,024 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Butler County, MO.
- 1,222
- Applications
- 812
- Loans originated
- 16.9%
- Denial rate
- 173 denied of 1,024 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,222 | 812 |
| 2024 | 1,138 | 792 |
| 2023 | 970 | 615 |
| 2022 | 1,273 | 831 |
| 2021 | 1,732 | 1,153 |
| 2020 | 1,667 | 1,153 |
| 2019 | 1,232 | 785 |
| 2018 | 1,111 | 722 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Midwest Bank of the Ozarks | 136 | 150 |
| Southern Bank | 132 | 142 |
| Das Acquisition Company, LLC | 129 | 149 |
| Flanagan State Bank | 55 | 85 |
| Peoples Community Bank | 34 | 42 |
| Rocket Mortgage | 33 | 58 |
| Mortgage Research Center | 31 | 54 |
| Flat Branch Mortgage, Inc. | 30 | 42 |
| Sterling Bank | 19 | 25 |
| Freedom Mortgage Corporation | 17 | 29 |
| Pennymac Loan Services LLC | 17 | 40 |
| The Bank of Missouri | 10 | 14 |
| US Bank, N.A. | 8 | 19 |
| Commerce Bank | 7 | 23 |
| loanDepot.com LLC | 6 | 11 |
| Guild Mortgage Company | 6 | 9 |
| First State Community Bank | 6 | 7 |
| United Wholesale Mortgage | 6 | 12 |
| Planet Home Lending, LLC | 5 | 6 |
| Midwest Mortgage Associates Corp | 5 | 10 |
| 21ST Mortgage | 5 | 15 |
| Navy Federal Credit Union | 4 | 10 |
| Newrez LLC | 4 | 18 |
| Members Mortgage Services, LLC | 4 | 4 |
| Nationstar Mortgage | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 36 | no rate: base under 50 |
| White | 948 | 15.7% of 785 decided |
| 2 or more minority races | under 10 | |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 193 | 17.8% of 169 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 14 | no rate: base under 50 |
| Not Hispanic or Latino | 981 | 16.5% of 819 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 211 | 18.7% of 182 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 399 | 20.6% of 325 decided |
| Female | 250 | 21.5% of 205 decided |
| Joint | 413 | 11.7% of 350 decided |
| Sex Not Available | 160 | 14.6% of 144 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2206 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved