Mortgage lending in Reynolds County, Missouri
Lenders in Reynolds County, Missouri reported 172 mortgage applications for 2025, according to the CFPB.
172 mortgage applications and 99 loans originated in 2025; the denial rate was 29.6% of 142 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Reynolds County, MO.
- 172
- Applications
- 99
- Loans originated
- 29.6%
- Denial rate
- 42 denied of 142 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 172 | 99 |
| 2024 | 153 | 78 |
| 2023 | 164 | 83 |
| 2022 | 215 | 127 |
| 2021 | 219 | 137 |
| 2020 | 211 | 119 |
| 2019 | 151 | 86 |
| 2018 | 195 | 98 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Peoples Community Bank | 22 | 26 |
| Great Southern Bank | 7 | 12 |
| Rocket Mortgage | 6 | 11 |
| Southern Bank | 6 | 6 |
| Ozarks Federal Savings and Loan | 5 | 5 |
| Mortgage Research Center | 4 | 6 |
| First State Community Bank | 4 | 10 |
| Das Acquisition Company, LLC | 4 | 4 |
| Unico Bank | 3 | 3 |
| Guild Mortgage Company | 3 | 3 |
| Gershman Investment Corp. | 3 | 6 |
| First Midwest Bank of the Ozarks | 3 | 3 |
| Commerce Bank | 3 | 3 |
| Pennymac Loan Services LLC | 3 | 4 |
| Amerisave Mortgage Company | 2 | 5 |
| US Bank, N.A. | 2 | 4 |
| Flanagan State Bank | 1 | 2 |
| Sunflower Bank, N.A. | 1 | 1 |
| Conservation Emp Credit Union | 1 | 1 |
| Scott Credit Union | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 1 |
| loanDepot.com LLC | 1 | 2 |
| State Bank of Missouri | 1 | 1 |
| United Wholesale Mortgage | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 150 | 27.4% of 124 decided |
| Race Not Available | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 145 | 26.5% of 121 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 25 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 52 | no rate: base under 50 |
| Female | 33 | no rate: base under 50 |
| Joint | 74 | 26.9% of 67 decided |
| Sex Not Available | 13 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2411 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved