Mortgage lending in Howell County, Missouri
Lenders in Howell County, Missouri reported 1,010 mortgage applications for 2025, according to the CFPB.
1,010 mortgage applications and 577 loans originated in 2025; the denial rate was 20.3% of 768 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Howell County, MO.
- 1,010
- Applications
- 577
- Loans originated
- 20.3%
- Denial rate
- 156 denied of 768 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,010 | 577 |
| 2024 | 835 | 468 |
| 2023 | 751 | 458 |
| 2022 | 1,063 | 634 |
| 2021 | 1,428 | 875 |
| 2020 | 1,195 | 756 |
| 2019 | 881 | 549 |
| 2018 | 835 | 471 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Southern Bank | 57 | 68 |
| Click n' Close, Inc. | 55 | 70 |
| Rocket Mortgage | 48 | 62 |
| Das Acquisition Company, LLC | 42 | 57 |
| Simmons Bank | 24 | 46 |
| Geneva Financial LLC | 20 | 33 |
| Pennymac Loan Services LLC | 17 | 37 |
| Freedom Mortgage Corporation | 14 | 27 |
| Guild Mortgage Company | 13 | 19 |
| Gershman Investment Corp. | 13 | 16 |
| FNBC Bank | 12 | 15 |
| Mortgage Research Center | 12 | 37 |
| United Wholesale Mortgage | 12 | 15 |
| Primelending | 11 | 12 |
| Everett Financial, Inc. | 11 | 15 |
| New American Funding, LLC. | 8 | 26 |
| Flat Branch Mortgage, Inc. | 8 | 14 |
| Wood & Huston Bank | 8 | 10 |
| Village Capital & Investment | 8 | 11 |
| Nationstar Mortgage | 7 | 12 |
| US Bank, N.A. | 7 | 13 |
| Equity Prime Mortgage LLC | 6 | 8 |
| New Day Financial, LLC. | 6 | 18 |
| Crosscountry Mortgage, LLC | 6 | 11 |
| Arvest Bank | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 835 | 21.3% of 643 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 149 | 13.8% of 109 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 17 | no rate: base under 50 |
| Not Hispanic or Latino | 813 | 21.3% of 626 decided |
| Joint | withheld | |
| Ethnicity Not Available | 165 | 15.1% of 119 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 327 | 19.3% of 243 decided |
| Female | 214 | 25.5% of 161 decided |
| Joint | 378 | 19.7% of 295 decided |
| Sex Not Available | 91 | 14.5% of 69 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1432 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved