Mortgage lending in Lawrence County, Missouri
Lenders in Lawrence County, Missouri reported 1,576 mortgage applications for 2025, according to the CFPB.
1,576 mortgage applications and 948 loans originated in 2025; the denial rate was 20.8% of 1,255 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lawrence County, MO.
- 1,576
- Applications
- 948
- Loans originated
- 20.8%
- Denial rate
- 261 denied of 1,255 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,576 | 948 |
| 2024 | 1,330 | 795 |
| 2023 | 1,138 | 682 |
| 2022 | 1,600 | 989 |
| 2021 | 2,059 | 1,359 |
| 2020 | 1,647 | 1,072 |
| 2019 | 1,314 | 812 |
| 2018 | 1,241 | 738 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Flat Branch Mortgage, Inc. | 76 | 95 |
| Arvest Bank | 69 | 121 |
| Rocket Mortgage | 57 | 77 |
| Mid-Missouri Bank | 48 | 54 |
| Omb Bank | 39 | 47 |
| Mortgage Research Center | 35 | 65 |
| Freedom Bank of Southern Missouri | 34 | 40 |
| Gershman Investment Corp. | 34 | 48 |
| United Wholesale Mortgage | 29 | 42 |
| Das Acquisition Company, LLC | 23 | 29 |
| New American Funding, LLC. | 22 | 42 |
| Regions Bank | 22 | 38 |
| Pennymac Loan Services LLC | 22 | 43 |
| Freedom Mortgage Corporation | 20 | 48 |
| Bank of Billings | 19 | 20 |
| BluCurrent Credit Union | 18 | 22 |
| Great Southern Bank | 17 | 34 |
| American Financial Resources LLC | 17 | 21 |
| Guaranty Bank | 17 | 20 |
| US Bank, N.A. | 14 | 33 |
| Cadence Bank | 14 | 16 |
| 21ST Mortgage | 13 | 49 |
| Peoples Community Bank | 12 | 15 |
| The Central Trust Bank | 12 | 19 |
| OakStar Bank | 12 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 29 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,280 | 21.5% of 1,011 decided |
| 2 or more minority races | under 10 | |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 234 | 16.3% of 196 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 69 | 25.0% of 56 decided |
| Not Hispanic or Latino | 1,218 | 21.5% of 969 decided |
| Joint | withheld | |
| Ethnicity Not Available | 258 | 16.8% of 209 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 503 | 22.1% of 399 decided |
| Female | 275 | 31.2% of 221 decided |
| Joint | 629 | 17.5% of 492 decided |
| Sex Not Available | 169 | 12.6% of 143 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1596 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved