Mortgage lending in Cass County, Missouri
Lenders in Cass County, Missouri reported 5,088 mortgage applications for 2025, according to the CFPB.
5,088 mortgage applications and 3,316 loans originated in 2025; the denial rate was 16.7% of 4,151 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kansas City, MO-KS HUD Metro FMR Area.
- 5,088
- Applications
- 3,316
- Loans originated
- 16.7%
- Denial rate
- 695 denied of 4,151 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,088 | 3,316 |
| 2024 | 4,597 | 2,962 |
| 2023 | 3,871 | 2,476 |
| 2022 | 5,343 | 3,403 |
| 2021 | 8,977 | 6,219 |
| 2020 | 8,884 | 6,127 |
| 2019 | 6,041 | 3,986 |
| 2018 | 5,308 | 3,500 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Communityamerica Federal Credit Union | 246 | 375 |
| Rocket Mortgage | 175 | 234 |
| Fairway Independent Mort Corp | 170 | 204 |
| United Wholesale Mortgage | 126 | 149 |
| Flat Branch Mortgage, Inc. | 126 | 145 |
| Commerce Bank | 83 | 166 |
| Arvest Bank | 80 | 104 |
| Pennymac Loan Services LLC | 74 | 114 |
| Prosperity Home Mortgage, LLC | 61 | 79 |
| Freedom Mortgage Corporation | 60 | 112 |
| Mazuma Credit Union | 58 | 81 |
| Mortgage Research Center | 57 | 112 |
| Leaderone Financial Corp. | 56 | 80 |
| Summit Funding.inc | 55 | 62 |
| Umb Bank NA | 53 | 88 |
| Primelending | 50 | 65 |
| Hawthorn Bank | 49 | 77 |
| DHI Mortgage Company, LTD. | 45 | 75 |
| M Squared Financial LLC | 45 | 59 |
| Nationstar Mortgage | 45 | 56 |
| Guild Mortgage Company | 42 | 63 |
| First State Bank of ST Charles | 42 | 42 |
| Community Mortgage, LLC | 42 | 47 |
| US Bank, N.A. | 41 | 75 |
| Vanderbilt Mortgage and Finance, Inc | 38 | 54 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 28 | no rate: base under 50 |
| Asian | 48 | no rate: base under 50 |
| Black or African American | 167 | 25.4% of 130 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,951 | 16.2% of 3,246 decided |
| 2 or more minority races | under 10 | |
| Joint | 126 | 19.4% of 108 decided |
| Race Not Available | 754 | 16.5% of 593 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 125 | 21.6% of 102 decided |
| Not Hispanic or Latino | 4,071 | 16.8% of 3,349 decided |
| Joint | withheld | |
| Ethnicity Not Available | 775 | 15.5% of 608 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,627 | 18.7% of 1,312 decided |
| Female | 981 | 20.8% of 794 decided |
| Joint | 2,020 | 13.5% of 1,681 decided |
| Sex Not Available | 460 | 15.9% of 364 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 695 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved