Mortgage lending in Jackson County, Missouri
Lenders in Jackson County, Missouri reported 27,876 mortgage applications for 2025, according to the CFPB.
27,876 mortgage applications and 17,329 loans originated in 2025; the denial rate was 18.2% of 22,025 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kansas City, MO-KS HUD Metro FMR Area.
- 27,876
- Applications
- 17,329
- Loans originated
- 18.2%
- Denial rate
- 4,011 denied of 22,025 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 27,876 | 17,329 |
| 2024 | 26,324 | 16,213 |
| 2023 | 23,707 | 14,470 |
| 2022 | 30,788 | 19,058 |
| 2021 | 47,125 | 31,349 |
| 2020 | 46,034 | 30,465 |
| 2019 | 32,355 | 20,655 |
| 2018 | 28,806 | 18,029 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Communityamerica Federal Credit Union | 1,654 | 2,605 |
| Rocket Mortgage | 874 | 1,185 |
| United Wholesale Mortgage | 750 | 953 |
| Fairway Independent Mort Corp | 698 | 916 |
| Leaderone Financial Corp. | 484 | 690 |
| Guild Mortgage Company | 452 | 613 |
| Flat Branch Mortgage, Inc. | 427 | 535 |
| Kiavi Funding, Inc. | 413 | 573 |
| Commerce Bank | 411 | 850 |
| Primelending | 409 | 543 |
| Arvest Bank | 360 | 533 |
| Community Mortgage, LLC | 332 | 385 |
| US Bank, N.A. | 296 | 654 |
| First State Bank of ST Charles | 288 | 288 |
| Pennymac Loan Services LLC | 287 | 504 |
| Prosperity Home Mortgage, LLC | 276 | 368 |
| The Central Trust Bank | 251 | 387 |
| Umb Bank NA | 232 | 408 |
| Freedom Mortgage Corporation | 222 | 506 |
| Mortgage Research Center | 221 | 490 |
| Crosscountry Mortgage, LLC | 211 | 285 |
| M Squared Financial LLC | 208 | 276 |
| Bank of America NA | 204 | 521 |
| Summit Funding.inc | 190 | 240 |
| Nationstar Mortgage | 185 | 269 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 188 | 25.0% of 140 decided |
| Asian | 599 | 20.6% of 466 decided |
| Black or African American | 3,234 | 30.5% of 2,445 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 17,217 | 15.6% of 13,942 decided |
| 2 or more minority races | 105 | 26.3% of 76 decided |
| Joint | 545 | 13.5% of 421 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 5,894 | 19.4% of 4,462 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,862 | 24.4% of 1,460 decided |
| Not Hispanic or Latino | 19,745 | 17.3% of 15,786 decided |
| Joint | withheld | |
| Ethnicity Not Available | 5,690 | 19.5% of 4,324 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 9,767 | 20.5% of 7,593 decided |
| Female | 6,426 | 22.2% of 5,134 decided |
| Joint | 7,890 | 12.4% of 6,386 decided |
| Sex Not Available | 3,793 | 17.9% of 2,912 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1156 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved