Mortgage lending in Miller County, Missouri
Lenders in Miller County, Missouri reported 1,002 mortgage applications for 2025, according to the CFPB.
1,002 mortgage applications and 602 loans originated in 2025; the denial rate was 21.4% of 819 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Miller County, MO.
- 1,002
- Applications
- 602
- Loans originated
- 21.4%
- Denial rate
- 175 denied of 819 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,002 | 602 |
| 2024 | 917 | 536 |
| 2023 | 852 | 505 |
| 2022 | 1,191 | 749 |
| 2021 | 1,270 | 810 |
| 2020 | 1,235 | 839 |
| 2019 | 821 | 468 |
| 2018 | 718 | 457 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Central Trust Bank | 121 | 200 |
| Flat Branch Mortgage, Inc. | 84 | 102 |
| Mid America Bank | 28 | 39 |
| Rocket Mortgage | 28 | 38 |
| Multipli Federal Credit Union | 25 | 33 |
| United Wholesale Mortgage | 20 | 26 |
| Infuze Credit Union | 14 | 37 |
| Community Point Bank | 13 | 13 |
| US Bank, N.A. | 13 | 19 |
| The Maries County Bank | 12 | 15 |
| Guild Mortgage Company | 11 | 13 |
| Freedom Mortgage Corporation | 11 | 17 |
| Nations Direct Mortgage, LLC | 9 | 10 |
| Mortgage Research Center | 8 | 16 |
| Guaranteed Rate, Inc. | 8 | 12 |
| Pennymac Loan Services LLC | 8 | 20 |
| Midwest Mortgage Associates Corp | 7 | 7 |
| Geneva Financial LLC | 6 | 7 |
| First State Bank of ST Charles | 6 | 6 |
| New American Funding, LLC. | 5 | 11 |
| 21ST Mortgage | 5 | 19 |
| Primelending | 4 | 4 |
| Navy Federal Credit Union | 4 | 6 |
| West Community Credit Union | 4 | 5 |
| First State Community Bank | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 847 | 21.9% of 689 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 126 | 16.0% of 106 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 10 | no rate: base under 50 |
| Not Hispanic or Latino | 837 | 22.2% of 677 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 143 | 17.6% of 125 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 292 | 25.9% of 228 decided |
| Female | 190 | 26.9% of 156 decided |
| Joint | 426 | 18.3% of 356 decided |
| Sex Not Available | 94 | 11.4% of 79 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1157 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved