Mortgage lending in Carter County, Missouri

Lenders in Carter County, Missouri reported 143 mortgage applications for 2025, according to the CFPB.

143 mortgage applications and 88 loans originated in 2025; the denial rate was 22.7% of 119 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Carter County, MO.

143
Applications: 88
Loans originated: 22.7%
Denial rate: 27 denied of 119 applications decided.

Every year

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Mortgage applications and loans originated in Carter County, Missouri, by year
Year	Applications	Originated	Denied
2025	143	88	27
2024	140	88	18
2023	151	99	24
2022	175	111	15
2021	186	128	18
2020	198	114	40
2019	151	84	31
2018	133	74	29

The largest lenders here

Lenders in Carter County, Missouri by loans originated, 2025
Lender	Originated	Applications
Southern Bank	23	31
First Midwest Bank of the Ozarks	14	18
Das Acquisition Company, LLC	9	9
Mortgage Research Center	4	5
Sterling Bank	4	5
Flat Branch Mortgage, Inc.	4	4
Navy Federal Credit Union	2	5
New American Funding, LLC.	2	2
United Wholesale Mortgage	2	3
Peoples Community Bank	2	3
21ST Mortgage	2	5
Pennymac Loan Services LLC	2	3
First Midwest Bank of Dexter	1	1
Mortgage Solutions, LLC	1	1
Guild Mortgage Company	1	1
First National Bank of Fort Smith	1	1
First State Community Bank	1	1
Newrez LLC	1	5
Multipli Federal Credit Union	1	1
The Bank of Missouri	1	1
Freedom Mortgage Corporation	1	1
Spring Eq, LLC	1	2
The Central Trust Bank	1	2
Village Capital & Investment	1	1
Crosscountry Mortgage, LLC	1	1

Applications by race, ethnicity and sex, 2025

By race, Carter County, Missouri: applications and denial rate
Category	Applications	Denial rate
White	129	22.9% of 105 decided
Joint	under 10
Race Not Available	withheld

By ethnicity, Carter County, Missouri: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	128	24.0% of 104 decided
Ethnicity Not Available	withheld

By sex, Carter County, Missouri: applications and denial rate
Category	Applications	Denial rate
Male	42	no rate: base under 50
Female	withheld
Joint	63	14.8% of 54 decided
Sex Not Available	under 10

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1270 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026