Mortgage lending in Ripley County, Missouri
Lenders in Ripley County, Missouri reported 367 mortgage applications for 2025, according to the CFPB.
367 mortgage applications and 216 loans originated in 2025; the denial rate was 20.5% of 288 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ripley County, MO.
- 367
- Applications
- 216
- Loans originated
- 20.5%
- Denial rate
- 59 denied of 288 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 367 | 216 |
| 2024 | 342 | 198 |
| 2023 | 355 | 201 |
| 2022 | 425 | 270 |
| 2021 | 518 | 358 |
| 2020 | 403 | 255 |
| 2019 | 351 | 214 |
| 2018 | 355 | 216 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Southern Bank | 55 | 67 |
| Peoples Community Bank | 34 | 53 |
| Das Acquisition Company, LLC | 32 | 39 |
| Rocket Mortgage | 14 | 18 |
| First Midwest Bank of the Ozarks | 13 | 14 |
| Flanagan State Bank | 9 | 17 |
| Mortgage Research Center | 9 | 18 |
| Flat Branch Mortgage, Inc. | 6 | 7 |
| Freedom Mortgage Corporation | 4 | 8 |
| 21ST Mortgage | 4 | 15 |
| Pennymac Loan Services LLC | 4 | 11 |
| loanDepot.com LLC | 3 | 5 |
| Sterling Bank | 3 | 4 |
| Synergy One Lending, Inc. | 2 | 2 |
| Gershman Investment Corp. | 2 | 3 |
| Midwest Mortgage Associates Corp | 2 | 3 |
| Village Capital & Investment | 2 | 5 |
| US Bank, N.A. | 2 | 7 |
| Bloomsdale Bank | 1 | 1 |
| Vanderbilt Mortgage and Finance, Inc | 1 | 7 |
| Primelending | 1 | 1 |
| HomeBridge Financial Services, Inc | 1 | 1 |
| Navy Federal Credit Union | 1 | 2 |
| Guaranty Bank & Trust Company | 1 | 1 |
| Member First Mortgage, LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 311 | 17.7% of 243 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 41 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 305 | 18.5% of 243 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 47 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 123 | 23.1% of 91 decided |
| Female | 83 | 24.6% of 61 decided |
| Joint | 136 | 12.2% of 115 decided |
| Sex Not Available | 25 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2591 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved