Mortgage lending in Christian County, Missouri
Lenders in Christian County, Missouri reported 4,317 mortgage applications for 2025, according to the CFPB.
4,317 mortgage applications and 2,889 loans originated in 2025; the denial rate was 15.5% of 3,533 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Springfield, MO HUD Metro FMR Area.
- 4,317
- Applications
- 2,889
- Loans originated
- 15.5%
- Denial rate
- 549 denied of 3,533 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,317 | 2,889 |
| 2024 | 3,829 | 2,489 |
| 2023 | 3,557 | 2,348 |
| 2022 | 4,895 | 3,341 |
| 2021 | 7,055 | 5,078 |
| 2020 | 7,289 | 5,311 |
| 2019 | 4,833 | 3,416 |
| 2018 | 4,041 | 2,795 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Flat Branch Mortgage, Inc. | 199 | 235 |
| Rocket Mortgage | 192 | 252 |
| The Central Trust Bank | 136 | 194 |
| Arvest Bank | 109 | 156 |
| BluCurrent Credit Union | 104 | 137 |
| Pennymac Loan Services LLC | 98 | 142 |
| Gershman Investment Corp. | 97 | 131 |
| Great Southern Bank | 87 | 121 |
| OakStar Bank | 86 | 92 |
| United Wholesale Mortgage | 81 | 97 |
| Das Acquisition Company, LLC | 72 | 90 |
| Cadence Bank | 72 | 117 |
| Mortgage Research Center | 67 | 137 |
| Assemblies of God Credit Union | 63 | 74 |
| Southern Bank | 60 | 65 |
| Omb Bank | 56 | 67 |
| US Bank, N.A. | 54 | 102 |
| American Financial Resources LLC | 53 | 64 |
| New American Funding, LLC. | 53 | 96 |
| Guaranty Bank | 52 | 58 |
| Freedom Mortgage Corporation | 48 | 76 |
| Mid-Missouri Bank | 46 | 54 |
| Commerce Bank | 43 | 91 |
| Newrez LLC | 36 | 84 |
| Guild Mortgage Company | 35 | 53 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 31 | no rate: base under 50 |
| Asian | 32 | no rate: base under 50 |
| Black or African American | 26 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 3,566 | 15.1% of 2,912 decided |
| 2 or more minority races | under 10 | |
| Joint | 84 | 18.6% of 70 decided |
| Race Not Available | 566 | 16.1% of 473 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 95 | 21.7% of 69 decided |
| Not Hispanic or Latino | 3,526 | 14.9% of 2,886 decided |
| Joint | withheld | |
| Ethnicity Not Available | 626 | 17.7% of 526 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,299 | 19.5% of 1,033 decided |
| Female | 734 | 19.7% of 585 decided |
| Joint | 1,889 | 11.6% of 1,575 decided |
| Sex Not Available | 395 | 15.0% of 340 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 771 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved