Mortgage lending in Audrain County, Missouri
Lenders in Audrain County, Missouri reported 844 mortgage applications for 2025, according to the CFPB.
844 mortgage applications and 492 loans originated in 2025; the denial rate was 22.7% of 666 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Audrain County, MO.
- 844
- Applications
- 492
- Loans originated
- 22.7%
- Denial rate
- 151 denied of 666 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 844 | 492 |
| 2024 | 704 | 404 |
| 2023 | 619 | 378 |
| 2022 | 825 | 526 |
| 2021 | 987 | 649 |
| 2020 | 848 | 550 |
| 2019 | 635 | 394 |
| 2018 | 622 | 383 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Central Trust Bank | 74 | 109 |
| Flat Branch Mortgage, Inc. | 72 | 94 |
| Rocket Mortgage | 38 | 50 |
| First State Community Bank | 34 | 44 |
| United Credit Union | 21 | 49 |
| Das Acquisition Company, LLC | 20 | 24 |
| Mortgage Research Center | 18 | 31 |
| Commerce Bank | 15 | 29 |
| Homebank | 14 | 14 |
| The Callaway Bank | 11 | 12 |
| The Bank of Missouri | 11 | 15 |
| Midwest Mortgage Associates Corp | 11 | 14 |
| Multipli Federal Credit Union | 9 | 10 |
| HNB National Bank | 8 | 9 |
| Freedom Mortgage Corporation | 7 | 18 |
| US Bank, N.A. | 7 | 14 |
| Community State Bank of Missouri | 6 | 8 |
| Thompson Kane & Company, Inc | 6 | 8 |
| United Security Bank | 5 | 5 |
| United Wholesale Mortgage | 5 | 9 |
| loanDepot.com LLC | 4 | 10 |
| New American Funding, LLC. | 4 | 13 |
| Fairway Independent Mort Corp | 4 | 6 |
| FCS Financial FLCA | 4 | 5 |
| Peoples Bank & Trust Co. | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 24 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 616 | 22.5% of 484 decided |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 164 | 22.2% of 135 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 641 | 22.2% of 508 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 185 | 25.3% of 146 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 279 | 25.4% of 209 decided |
| Female | 185 | 25.9% of 147 decided |
| Joint | 271 | 18.1% of 215 decided |
| Sex Not Available | 109 | 22.1% of 95 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2406 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved