Mortgage lending in Pettis County, Missouri
Lenders in Pettis County, Missouri reported 1,628 mortgage applications for 2025, according to the CFPB.
1,628 mortgage applications and 967 loans originated in 2025; the denial rate was 19.9% of 1,268 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pettis County, MO.
- 1,628
- Applications
- 967
- Loans originated
- 19.9%
- Denial rate
- 252 denied of 1,268 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,628 | 967 |
| 2024 | 1,433 | 816 |
| 2023 | 1,275 | 807 |
| 2022 | 1,558 | 960 |
| 2021 | 1,676 | 1,139 |
| 2020 | 1,572 | 1,062 |
| 2019 | 1,211 | 800 |
| 2018 | 1,038 | 685 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Central Trust Bank | 130 | 218 |
| Gateway First Bank | 98 | 144 |
| Crosscountry Mortgage, LLC | 68 | 99 |
| Rocket Mortgage | 57 | 84 |
| Flat Branch Mortgage, Inc. | 50 | 70 |
| Mortgage Research Center | 36 | 63 |
| BTC Bank | 36 | 36 |
| US Bank, N.A. | 35 | 71 |
| Wood & Huston Bank | 29 | 33 |
| Gershman Investment Corp. | 26 | 37 |
| Simmons Bank | 24 | 40 |
| United Wholesale Mortgage | 21 | 33 |
| Equity Bank | 20 | 29 |
| Community Mortgage, LLC | 17 | 21 |
| Leaderone Financial Corp. | 15 | 18 |
| Freedom Mortgage Corporation | 13 | 37 |
| Central Missouri Community Credit Union | 12 | 29 |
| Fairway Independent Mort Corp | 12 | 14 |
| Community National Bank & Trust | 11 | 12 |
| Guild Mortgage Company | 10 | 10 |
| Midwest Mortgage Associates Corp | 10 | 16 |
| The Missouri Bank | 8 | 8 |
| Pilgrim Mortgage LLC | 8 | 9 |
| Midwest Regional Bank | 7 | 7 |
| Navy Federal Credit Union | 7 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 15 | no rate: base under 50 |
| Black or African American | 23 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,297 | 18.6% of 1,025 decided |
| 2 or more minority races | under 10 | |
| Joint | 33 | no rate: base under 50 |
| Race Not Available | 242 | 23.1% of 173 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 104 | 19.8% of 86 decided |
| Not Hispanic or Latino | 1,254 | 19.7% of 991 decided |
| Joint | 32 | no rate: base under 50 |
| Ethnicity Not Available | 238 | 22.9% of 166 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 577 | 23.6% of 453 decided |
| Female | 326 | 20.5% of 254 decided |
| Joint | 572 | 16.3% of 454 decided |
| Sex Not Available | 153 | 17.8% of 107 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1790 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved