Mortgage lending in Mississippi County, Missouri
Lenders in Mississippi County, Missouri reported 232 mortgage applications for 2025, according to the CFPB.
232 mortgage applications and 138 loans originated in 2025; the denial rate was 26.0% of 196 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mississippi County, MO.
- 232
- Applications
- 138
- Loans originated
- 26.0%
- Denial rate
- 51 denied of 196 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 232 | 138 |
| 2024 | 191 | 95 |
| 2023 | 221 | 125 |
| 2022 | 259 | 125 |
| 2021 | 348 | 205 |
| 2020 | 279 | 155 |
| 2019 | 229 | 134 |
| 2018 | 209 | 128 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Flanagan State Bank | 19 | 23 |
| First State Community Bank | 14 | 19 |
| Focus Bank | 11 | 19 |
| Flat Branch Mortgage, Inc. | 10 | 11 |
| Rocket Mortgage | 7 | 15 |
| Mortgage Research Center | 5 | 9 |
| Southern Bank | 5 | 7 |
| Das Acquisition Company, LLC | 5 | 8 |
| Alliance Bank | 4 | 4 |
| First Midwest Bank of Dexter | 4 | 7 |
| Banterra Bank | 4 | 7 |
| Pennymac Loan Services LLC | 4 | 8 |
| New American Funding, LLC. | 3 | 5 |
| First Community Mortgage, Inc. | 3 | 3 |
| Montgomery Bank | 3 | 4 |
| US Bank, N.A. | 3 | 6 |
| FirstTrust Home Loans | 2 | 2 |
| Guild Mortgage Company | 2 | 3 |
| Nationstar Mortgage | 2 | 4 |
| Mutual of Omaha Mortgage | 2 | 2 |
| Consumer Real Estate Finance Co DBA Society Mortgage | 2 | 2 |
| Regions Bank | 2 | 6 |
| Truist Bank | 2 | 2 |
| Empeople Credit Union | 1 | 2 |
| Century Credit Union | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 14 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 190 | 25.6% of 160 decided |
| Joint | under 10 | |
| Race Not Available | 24 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 199 | 23.2% of 168 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 28 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 82 | 30.8% of 65 decided |
| Female | 66 | 20.4% of 54 decided |
| Joint | 70 | 23.1% of 65 decided |
| Sex Not Available | 14 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2590 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved