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Mortgage lending in Tennessee

Lenders in Tennessee reported 303,477 mortgage applications for 2025, according to the CFPB.

303,477 mortgage applications and 176,247 loans originated in 2025. 52,016 of the 239,874 applications decided were denied, 21.7%. From 2025, the CFPB’s Snapshot release.

303,477
Applications
176,247
Loans originated
24.1 per 1,000 residents, over the Census Bureau's 2025 estimate.
21.7%
Denial rate
52,016 denied of 239,874 applications decided.

The largest lenders in Tennessee

2 more columns on a wider screen

Lenders in Tennessee by loans originated, 2025
RankLenderOriginated
1Rocket Mortgage11,919
2United Wholesale Mortgage8,992
3Regions Bank5,322
4Firstbank4,089
5CMG Mortgage Inc3,925
6Mortgage Research Center3,178
7Mortgage Investors Group3,148
8Eastman Credit Union2,854
9Pinnacle Bank2,808
10Pennymac Loan Services LLC2,566
11First Horizon Bank2,513
12First Community Mortgage, Inc.2,461
13Freedom Mortgage Corporation2,436
14Crosscountry Mortgage, LLC2,251
15Movement Mortgage, LLC2,207
16DHI Mortgage Company, LTD.2,122
17Truist Bank2,014
18loanDepot.com LLC1,915
19Navy Federal Credit Union1,902
20Guaranteed Rate, Inc.1,868
21US Bank, N.A.1,844
22Knoxville TVA Employees Credit Union1,808
23Ascend Federal Credit Union1,801
24Cadence Bank1,772
25Fairway Independent Mort Corp1,593

Counties in Tennessee

1 more column on a wider screen

Counties in Tennessee by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Davidson County16,329$325,000
Shelby County14,546$195,000
Knox County13,459$255,000
Hamilton County9,713$255,000
Rutherford County9,518$305,000
Montgomery County8,305$275,000
Williamson County8,208$465,000
Sumner County6,456$305,000
Wilson County5,309$335,000
Sullivan County4,205$185,000
Blount County4,181$255,000
Maury County3,714$285,000
Washington County3,415$215,000
Sevier County3,414$330,000
Bradley County2,671$225,000
Robertson County2,533$285,000
Madison County2,167$185,000
Anderson County2,106$225,000
Loudon County1,970$285,000
Putnam County1,842$235,000
Roane County1,729$225,000
Dickson County1,720$255,000
Greene County1,719$185,000
Hamblen County1,609$205,000
Jefferson County1,587$235,000
Cumberland County1,515$205,000
Coffee County1,448$225,000
Tipton County1,405$215,000
McMinn County1,309$215,000
Cheatham County1,295$285,000
Fayette County1,267$275,000
Bedford County1,252$255,000
Hawkins County1,248$185,000
Marshall County1,247$235,000
Gibson County1,200$155,000
Franklin County1,134$235,000
Carter County1,124$175,000
Monroe County1,090$215,000
Campbell County1,041$185,000
Lawrence County981$205,000
Warren County893$205,000
Lincoln County881$195,000
Macon County812$215,000
Henry County809$155,000
Rhea County801$215,000
Giles County745$205,000
Dyer County722$135,000
Marion County702$205,000
White County690$205,000
Carroll County684$125,000
DeKalb County628$235,000
Hickman County607$225,000
Cocke County602$205,000
Henderson County580$155,000
Obion County578$125,000
Claiborne County571$185,000
Smith County567$245,000
Grainger County556$215,000
Weakley County551$155,000
Union County536$235,000
Humphreys County509$195,000
McNairy County508$155,000
Scott County489$155,000
Overton County488$195,000
Fentress County482$185,000
Hardin County480$195,000
Sequatchie County437$225,000
Stewart County429$215,000
Benton County402$155,000
Morgan County389$185,000
Chester County383$175,000
Polk County376$205,000
Hardeman County357$145,000
Unicoi County355$185,000
Cannon County347$245,000
Lauderdale County345$135,000
Trousdale County315$285,000
Grundy County312$175,000
Lewis County307$225,000
Crockett County296$145,000
Johnson County295$185,000
Meigs County287$235,000
Jackson County280$165,000
Bledsoe County266$215,000
Haywood County255$165,000
Decatur County243$155,000
Houston County237$195,000
Wayne County204$175,000
Moore County191$255,000
Van Buren County172$195,000
Clay County143$165,000
Perry County127$185,000
Lake County85$95,000
Hancock County83$165,000
Pickett County78$230,000

Tennessee elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Tennessee Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Low-income housing Low-income housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Tennessee Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Tennessee →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved