Mortgage lending in Sullivan County, Tennessee
Lenders in Sullivan County, Tennessee reported 7,179 mortgage applications for 2025, according to the CFPB.
7,179 mortgage applications and 4,205 loans originated in 2025; the denial rate was 21.4% of 5,685 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Kingsport-Bristol, TN-VA MSA.
- 7,179
- Applications
- 4,205
- Loans originated
- 21.4%
- Denial rate
- 1,217 denied of 5,685 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,179 | 4,205 |
| 2024 | 6,411 | 3,803 |
| 2023 | 5,951 | 3,518 |
| 2022 | 7,326 | 4,414 |
| 2021 | 9,730 | 6,074 |
| 2020 | 9,028 | 5,625 |
| 2019 | 6,712 | 4,243 |
| 2018 | 5,967 | 3,690 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Eastman Credit Union | 1,014 | 1,537 |
| Rocket Mortgage | 261 | 376 |
| United Wholesale Mortgage | 227 | 326 |
| Movement Mortgage, LLC | 192 | 277 |
| DHI Mortgage Company, LTD. | 134 | 177 |
| Regions Bank | 101 | 189 |
| Mortgage Investors Group | 96 | 140 |
| Cardinal Financial Company, Li | 91 | 127 |
| Mortgage Research Center | 87 | 177 |
| First Horizon Bank | 76 | 129 |
| GVC Mortgage, Inc. | 72 | 101 |
| First Bank and Trust Company | 70 | 85 |
| Bank of Tennessee | 59 | 86 |
| Freedom Mortgage Corporation | 56 | 117 |
| Ark-LA-Tex Financial Services LLC | 54 | 78 |
| Guild Mortgage Company | 46 | 58 |
| Appalachian Community Federal Credit Union | 44 | 52 |
| Ross Mortgage Corporation | 43 | 64 |
| New American Funding, LLC. | 43 | 88 |
| Pennymac Loan Services LLC | 43 | 101 |
| Everett Financial, Inc. | 42 | 60 |
| Truist Bank | 41 | 77 |
| Vanderbilt Mortgage and Finance, Inc | 37 | 332 |
| Renasant Bank | 36 | 46 |
| Knoxville TVA Employees Credit Union | 36 | 52 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 39 | no rate: base under 50 |
| Asian | 64 | 23.1% of 52 decided |
| Black or African American | 95 | 31.2% of 77 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,958 | 20.5% of 4,746 decided |
| 2 or more minority races | under 10 | |
| Joint | 85 | 25.8% of 66 decided |
| Race Not Available | 925 | 25.0% of 708 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 147 | 27.7% of 112 decided |
| Not Hispanic or Latino | 5,864 | 20.7% of 4,686 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,074 | 24.5% of 813 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,486 | 21.3% of 1,947 decided |
| Female | 1,599 | 26.9% of 1,265 decided |
| Joint | 2,497 | 18.1% of 2,029 decided |
| Sex Not Available | 597 | 21.4% of 444 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1319 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved