Mortgage lending in Obion County, Tennessee
Lenders in Obion County, Tennessee reported 999 mortgage applications for 2025, according to the CFPB.
999 mortgage applications and 578 loans originated in 2025; the denial rate was 22.7% of 812 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Obion County, TN.
- 999
- Applications
- 578
- Loans originated
- 22.7%
- Denial rate
- 184 denied of 812 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 999 | 578 |
| 2024 | 898 | 505 |
| 2023 | 853 | 496 |
| 2022 | 951 | 537 |
| 2021 | 1,073 | 671 |
| 2020 | 952 | 566 |
| 2019 | 786 | 468 |
| 2018 | 688 | 421 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Commercial Bank & Trust Company | 83 | 97 |
| Leaders Credit Union | 67 | 117 |
| First Citizens National Bank | 51 | 68 |
| Rocket Mortgage | 39 | 53 |
| Simmons Bank | 34 | 47 |
| Bank3 | 29 | 30 |
| United Wholesale Mortgage | 20 | 24 |
| Regions Bank | 19 | 48 |
| Security Bank and Trust Company | 18 | 20 |
| Mortgage Research Center | 16 | 27 |
| First Financial Bank NA | 13 | 20 |
| First Community Mortgage, Inc. | 11 | 15 |
| McKenzie Banking Company | 8 | 8 |
| UT Federal Credit Union | 8 | 8 |
| Freedom Mortgage Corporation | 8 | 20 |
| Fairway Independent Mort Corp | 7 | 7 |
| Cadence Bank | 7 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 45 |
| Newrez LLC | 6 | 12 |
| 21ST Mortgage | 6 | 37 |
| Pennymac Loan Services LLC | 6 | 17 |
| First Community Bank of the Heartland, Inc. | 5 | 8 |
| Security Bank | 5 | 6 |
| loanDepot.com LLC | 4 | 7 |
| New American Funding, LLC. | 4 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 51 | no rate: base under 50 |
| White | 831 | 21.0% of 685 decided |
| 2 or more minority races | under 10 | |
| Joint | 20 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 90 | 27.7% of 65 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 23 | no rate: base under 50 |
| Not Hispanic or Latino | 857 | 21.7% of 704 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 109 | 32.0% of 78 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 351 | 18.3% of 285 decided |
| Female | 206 | 29.2% of 171 decided |
| Joint | 385 | 22.1% of 316 decided |
| Sex Not Available | 57 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2464 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved