Mortgage lending in Montgomery County, Tennessee
Lenders in Montgomery County, Tennessee reported 13,796 mortgage applications for 2025, according to the CFPB.
13,796 mortgage applications and 8,305 loans originated in 2025; the denial rate was 18.8% of 10,886 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Clarksville, TN-KY HUD Metro FMR Area.
- 13,796
- Applications
- 8,305
- Loans originated
- 18.8%
- Denial rate
- 2,043 denied of 10,886 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 13,796 | 8,305 |
| 2024 | 12,524 | 7,501 |
| 2023 | 11,858 | 7,057 |
| 2022 | 16,485 | 10,001 |
| 2021 | 22,135 | 14,691 |
| 2020 | 19,727 | 13,192 |
| 2019 | 13,432 | 8,709 |
| 2018 | 11,631 | 7,413 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mortgage Research Center | 793 | 1,285 |
| United Wholesale Mortgage | 622 | 845 |
| Fortera Federal Credit Union | 515 | 813 |
| Guaranteed Rate, Inc. | 455 | 672 |
| Rocket Mortgage | 434 | 606 |
| Navy Federal Credit Union | 254 | 551 |
| Freedom Mortgage Corporation | 249 | 504 |
| Altra Federal Credit Union | 204 | 265 |
| Pennymac Loan Services LLC | 204 | 398 |
| New American Funding, LLC. | 187 | 295 |
| F&M Bank | 174 | 216 |
| Lennar Mortgage, LLC | 167 | 222 |
| Crosscountry Mortgage, LLC | 157 | 224 |
| Legends Bank | 155 | 179 |
| Gershman Investment Corp. | 148 | 190 |
| Newrez LLC | 126 | 291 |
| CMG Mortgage Inc | 123 | 171 |
| loanDepot.com LLC | 120 | 167 |
| Regions Bank | 113 | 253 |
| US Bank, N.A. | 111 | 244 |
| First Federal Bank | 104 | 115 |
| Legacy Home Loans, LLC | 102 | 129 |
| United Community Bank | 99 | 161 |
| First Community Mortgage, Inc. | 97 | 114 |
| Southwest Funding LP | 89 | 114 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 108 | 21.4% of 84 decided |
| Asian | 380 | 19.3% of 305 decided |
| Black or African American | 2,087 | 27.9% of 1,629 decided |
| Native Hawaiian or Other Pacific Islander | 62 | 25.9% of 54 decided |
| White | 7,990 | 16.2% of 6,451 decided |
| 2 or more minority races | 51 | no rate: base under 50 |
| Joint | 400 | 16.1% of 310 decided |
| Race Not Available | 2,718 | 19.3% of 2,014 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,073 | 19.2% of 861 decided |
| Not Hispanic or Latino | 9,840 | 18.9% of 7,853 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,506 | 18.8% of 1,872 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,897 | 18.2% of 4,639 decided |
| Female | 2,566 | 25.2% of 2,038 decided |
| Joint | 3,965 | 15.0% of 3,207 decided |
| Sex Not Available | 1,368 | 20.3% of 1,002 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 435 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved