Mortgage lending in Benton County, Tennessee
Lenders in Benton County, Tennessee reported 733 mortgage applications for 2025, according to the CFPB.
733 mortgage applications and 402 loans originated in 2025; the denial rate was 26.6% of 587 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Benton County, TN.
- 733
- Applications
- 402
- Loans originated
- 26.6%
- Denial rate
- 156 denied of 587 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 733 | 402 |
| 2024 | 680 | 378 |
| 2023 | 609 | 341 |
| 2022 | 736 | 417 |
| 2021 | 796 | 536 |
| 2020 | 705 | 459 |
| 2019 | 534 | 357 |
| 2018 | 446 | 274 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Carroll Bank and Trust | 56 | 61 |
| First Community Mortgage, Inc. | 54 | 61 |
| Firstbank | 41 | 59 |
| Rocket Mortgage | 30 | 39 |
| United Wholesale Mortgage | 18 | 21 |
| Mortgage Research Center | 14 | 22 |
| Cardinal Financial Company, Li | 14 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 13 | 79 |
| Johnsonville TVA Employees Cre | 10 | 19 |
| Regions Bank | 8 | 17 |
| Dominion Financial Services, LLC | 7 | 7 |
| Freedom Mortgage Corporation | 6 | 15 |
| JPMorgan Chase Bank, NA | 6 | 8 |
| Apex Bank | 5 | 10 |
| Pennymac Loan Services LLC | 5 | 13 |
| Newrez LLC | 4 | 8 |
| Gershman Investment Corp. | 4 | 6 |
| Guaranteed Rate, Inc. | 4 | 5 |
| Village Capital & Investment | 4 | 8 |
| Mortgage Investors Group | 4 | 5 |
| Amerisave Mortgage Company | 4 | 14 |
| Fortera Federal Credit Union | 3 | 3 |
| Triad Financial Services, Inc. | 3 | 10 |
| Nationstar Mortgage | 3 | 6 |
| Legends Bank | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 17 | no rate: base under 50 |
| White | 583 | 25.2% of 476 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 111 | 25.3% of 79 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 573 | 25.1% of 471 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 125 | 34.4% of 90 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 259 | 27.1% of 207 decided |
| Female | 155 | 32.8% of 125 decided |
| Joint | 239 | 23.7% of 198 decided |
| Sex Not Available | 80 | 21.1% of 57 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1853 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved