Mortgage lending in Blount County, Tennessee
Lenders in Blount County, Tennessee reported 7,097 mortgage applications for 2025, according to the CFPB.
7,097 mortgage applications and 4,181 loans originated in 2025; the denial rate was 20.7% of 5,626 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Knoxville, TN HUD Metro FMR Area.
- 7,097
- Applications
- 4,181
- Loans originated
- 20.7%
- Denial rate
- 1,164 denied of 5,626 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,097 | 4,181 |
| 2024 | 6,164 | 3,541 |
| 2023 | 5,268 | 3,083 |
| 2022 | 7,507 | 4,562 |
| 2021 | 10,840 | 6,975 |
| 2020 | 10,036 | 6,555 |
| 2019 | 7,070 | 4,450 |
| 2018 | 6,040 | 3,869 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 289 | 373 |
| United Wholesale Mortgage | 258 | 340 |
| Mortgage Investors Group | 238 | 342 |
| Knoxville TVA Employees Credit Union | 166 | 208 |
| Y-12 Federal Credit Union | 151 | 238 |
| Regions Bank | 123 | 190 |
| DHI Mortgage Company, LTD. | 114 | 167 |
| Movement Mortgage, LLC | 113 | 143 |
| Ornl Federal Credit Union | 105 | 181 |
| First Horizon Bank | 97 | 131 |
| Alcoa Tenn. Federal Credit Union | 89 | 128 |
| Pinnacle Bank | 83 | 125 |
| Truist Bank | 79 | 142 |
| Home Federal Bank of Tennessee | 74 | 83 |
| Mortgage Research Center | 74 | 137 |
| Stockton Mortgage Corporation | 73 | 92 |
| Newrez LLC | 72 | 115 |
| Vanderbilt Mortgage and Finance, Inc | 67 | 526 |
| Smartbank | 66 | 81 |
| Pennymac Loan Services LLC | 61 | 112 |
| Freedom Mortgage Corporation | 58 | 127 |
| First Century Bank | 57 | 66 |
| CBBC Bank | 55 | 65 |
| Fairway Independent Mort Corp | 53 | 81 |
| Renasant Bank | 49 | 62 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 40 | no rate: base under 50 |
| Asian | 87 | 27.8% of 72 decided |
| Black or African American | 116 | 27.4% of 95 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,809 | 19.6% of 4,614 decided |
| 2 or more minority races | under 10 | |
| Joint | 113 | 24.2% of 95 decided |
| Race Not Available | 923 | 24.0% of 712 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 200 | 26.3% of 152 decided |
| Not Hispanic or Latino | 5,752 | 19.5% of 4,586 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,015 | 25.6% of 788 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,372 | 22.2% of 1,826 decided |
| Female | 1,391 | 26.8% of 1,123 decided |
| Joint | 2,790 | 16.0% of 2,257 decided |
| Sex Not Available | 544 | 22.9% of 420 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 567 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved