Mortgage lending in Tipton County, Tennessee
Lenders in Tipton County, Tennessee reported 2,433 mortgage applications for 2025, according to the CFPB.
2,433 mortgage applications and 1,405 loans originated in 2025; the denial rate was 22.2% of 1,907 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Memphis, TN-MS-AR HUD Metro FMR Area.
- 2,433
- Applications
- 1,405
- Loans originated
- 22.2%
- Denial rate
- 424 denied of 1,907 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,433 | 1,405 |
| 2024 | 2,331 | 1,324 |
| 2023 | 2,281 | 1,260 |
| 2022 | 2,796 | 1,612 |
| 2021 | 4,022 | 2,674 |
| 2020 | 3,513 | 2,294 |
| 2019 | 2,536 | 1,564 |
| 2018 | 2,239 | 1,355 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 104 | 147 |
| Patriot Bank | 101 | 115 |
| Leaders Credit Union | 96 | 122 |
| Cadence Bank | 77 | 98 |
| United Wholesale Mortgage | 56 | 83 |
| Navy Federal Credit Union | 55 | 109 |
| First Community Mortgage, Inc. | 46 | 52 |
| Regions Bank | 46 | 113 |
| Community Mortgage Corporation | 45 | 55 |
| Mortgage Research Center | 34 | 78 |
| Crosscountry Mortgage, LLC | 32 | 57 |
| First Citizens National Bank | 29 | 58 |
| First South Financial Federal Credit Union | 27 | 53 |
| Freedom Mortgage Corporation | 25 | 66 |
| Lower, LLC | 24 | 29 |
| Bank3 | 20 | 24 |
| Pennymac Loan Services LLC | 20 | 49 |
| Amerisave Mortgage Company | 16 | 43 |
| Guaranteed Rate, Inc. | 15 | 25 |
| Newrez LLC | 14 | 38 |
| Nationstar Mortgage | 14 | 17 |
| Stockton Mortgage Corporation | 14 | 16 |
| Simmons Bank | 12 | 16 |
| Mortgage Investors Group | 12 | 18 |
| Goodleap, LLC | 12 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 283 | 40.8% of 223 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,717 | 18.9% of 1,357 decided |
| 2 or more minority races | under 10 | |
| Joint | 36 | no rate: base under 50 |
| Race Not Available | 363 | 25.0% of 272 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 54 | no rate: base under 50 |
| Not Hispanic or Latino | 1,951 | 21.6% of 1,554 decided |
| Joint | withheld | |
| Ethnicity Not Available | 384 | 25.6% of 281 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 954 | 22.6% of 742 decided |
| Female | 516 | 30.7% of 404 decided |
| Joint | 751 | 15.6% of 604 decided |
| Sex Not Available | 212 | 24.2% of 157 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 938 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved