Mortgage lending in White County, Tennessee
Lenders in White County, Tennessee reported 1,267 mortgage applications for 2025, according to the CFPB.
1,267 mortgage applications and 690 loans originated in 2025; the denial rate was 23.8% of 972 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: White County, TN.
- 1,267
- Applications
- 690
- Loans originated
- 23.8%
- Denial rate
- 231 denied of 972 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,267 | 690 |
| 2024 | 1,048 | 583 |
| 2023 | 991 | 557 |
| 2022 | 1,322 | 749 |
| 2021 | 1,565 | 938 |
| 2020 | 1,390 | 783 |
| 2019 | 949 | 558 |
| 2018 | 874 | 504 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 61 | 82 |
| United Wholesale Mortgage | 52 | 76 |
| Citizens Bank | 37 | 49 |
| Firstbank | 37 | 54 |
| US Bank, N.A. | 36 | 67 |
| One Bank of Tennessee | 33 | 37 |
| Union Home Mortgage Corp. | 27 | 37 |
| CMG Mortgage Inc | 19 | 29 |
| Mason-McDuffie Mortgage Corporation | 17 | 21 |
| Regions Bank | 17 | 27 |
| Mortgage Research Center | 14 | 43 |
| Fairway Independent Mort Corp | 14 | 21 |
| Wellworth Bank | 14 | 14 |
| Navy Federal Credit Union | 12 | 15 |
| First Community Mortgage, Inc. | 12 | 17 |
| Crosscountry Mortgage, LLC | 12 | 24 |
| Pennymac Loan Services LLC | 12 | 31 |
| 21ST Mortgage | 11 | 56 |
| Mortgage Investors Group | 10 | 16 |
| Wilson Bank and Trust | 7 | 11 |
| Newrez LLC | 7 | 11 |
| Freedom Mortgage Corporation | 7 | 23 |
| Citizens Tri County Bank | 7 | 11 |
| Success Mortgage Partners, Inc | 7 | 11 |
| VanDyk Mortgage Corporation | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| White | 1,036 | 23.6% of 800 decided |
| Joint | 25 | no rate: base under 50 |
| Race Not Available | 187 | 23.5% of 136 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 33 | no rate: base under 50 |
| Not Hispanic or Latino | 1,005 | 23.3% of 776 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 212 | 30.3% of 155 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 428 | 23.2% of 323 decided |
| Female | 249 | 29.6% of 189 decided |
| Joint | 482 | 21.2% of 382 decided |
| Sex Not Available | 108 | 24.4% of 78 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1068 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved