Mortgage lending in Williamson County, Tennessee
Lenders in Williamson County, Tennessee reported 13,232 mortgage applications for 2025, according to the CFPB.
13,232 mortgage applications and 8,208 loans originated in 2025; the denial rate was 17.3% of 10,511 applications decided. The median loan was about $465,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area.
- 13,232
- Applications
- 8,208
- Loans originated
- 17.3%
- Denial rate
- 1,823 denied of 10,511 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 13,232 | 8,208 |
| 2024 | 11,138 | 7,020 |
| 2023 | 10,935 | 6,791 |
| 2022 | 17,556 | 11,360 |
| 2021 | 29,599 | 20,414 |
| 2020 | 31,875 | 22,095 |
| 2019 | 18,989 | 12,640 |
| 2018 | 15,742 | 10,201 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 454 | 589 |
| United Wholesale Mortgage | 453 | 606 |
| Firstbank | 393 | 474 |
| Regions Bank | 323 | 550 |
| Legacy Home Loans, LLC | 230 | 275 |
| Bank of America NA | 220 | 422 |
| CMG Mortgage Inc | 201 | 311 |
| Fifth Third Bank, National Association | 197 | 369 |
| Pinnacle Bank | 185 | 278 |
| First Horizon Bank | 177 | 261 |
| Liberty Federal Credit Union | 155 | 205 |
| JPMorgan Chase Bank, NA | 153 | 241 |
| US Bank, N.A. | 147 | 275 |
| Crosscountry Mortgage, LLC | 140 | 229 |
| Truist Bank | 133 | 266 |
| Cadence Bank | 129 | 186 |
| Old National Bank | 128 | 180 |
| Ascend Federal Credit Union | 121 | 204 |
| Guaranteed Rate, Inc. | 121 | 236 |
| Pennymac Loan Services LLC | 108 | 189 |
| Churchill Mortgage Corporation | 100 | 141 |
| Jet HomeLoans, LP | 99 | 172 |
| loanDepot.com LLC | 94 | 152 |
| Citizens Bank, NA | 75 | 113 |
| Primis Bank | 69 | 90 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 35 | no rate: base under 50 |
| Asian | 873 | 19.8% of 652 decided |
| Black or African American | 307 | 33.5% of 260 decided |
| Native Hawaiian or Other Pacific Islander | 19 | no rate: base under 50 |
| White | 9,600 | 16.3% of 7,757 decided |
| 2 or more minority races | under 10 | |
| Joint | 238 | 12.9% of 178 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,155 | 18.4% of 1,614 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 400 | 21.8% of 316 decided |
| Not Hispanic or Latino | 10,356 | 17.2% of 8,321 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,209 | 18.0% of 1,669 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,464 | 20.9% of 3,537 decided |
| Female | 1,841 | 18.8% of 1,488 decided |
| Joint | 5,700 | 13.5% of 4,583 decided |
| Sex Not Available | 1,227 | 20.4% of 903 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 48 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved