Mortgage lending in Putnam County, Tennessee
Lenders in Putnam County, Tennessee reported 2,841 mortgage applications for 2025, according to the CFPB.
2,841 mortgage applications and 1,842 loans originated in 2025; the denial rate was 16.4% of 2,312 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Putnam County, TN.
- 2,841
- Applications
- 1,842
- Loans originated
- 16.4%
- Denial rate
- 380 denied of 2,312 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,841 | 1,842 |
| 2024 | 2,462 | 1,520 |
| 2023 | 2,293 | 1,392 |
| 2022 | 3,188 | 1,996 |
| 2021 | 3,959 | 2,526 |
| 2020 | 3,609 | 2,347 |
| 2019 | 2,468 | 1,601 |
| 2018 | 2,087 | 1,331 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| One Bank of Tennessee | 234 | 244 |
| Rocket Mortgage | 124 | 175 |
| Wellworth Bank | 107 | 110 |
| United Wholesale Mortgage | 95 | 131 |
| Union Home Mortgage Corp. | 88 | 102 |
| Regions Bank | 72 | 137 |
| DHI Mortgage Company, LTD. | 56 | 72 |
| Mason-McDuffie Mortgage Corporation | 54 | 65 |
| Firstbank | 47 | 70 |
| Wilson Bank and Trust | 46 | 68 |
| Mortgage Research Center | 42 | 65 |
| First Horizon Bank | 42 | 56 |
| US Bank, N.A. | 38 | 65 |
| Mortgage Investors Group | 32 | 46 |
| Pennymac Loan Services LLC | 28 | 46 |
| CMG Mortgage Inc | 26 | 37 |
| Success Mortgage Partners, Inc | 22 | 31 |
| Ascend Federal Credit Union | 21 | 37 |
| SouthEast Bank | 20 | 25 |
| Smartbank | 20 | 27 |
| Freedom Mortgage Corporation | 20 | 42 |
| Citizens Bank | 18 | 18 |
| Nationstar Mortgage | 18 | 25 |
| Guaranty Mortgage Services, LLC | 17 | 22 |
| Mutual of Omaha Mortgage | 17 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 40 | no rate: base under 50 |
| Black or African American | 25 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,306 | 15.8% of 1,906 decided |
| 2 or more minority races | under 10 | |
| Joint | 42 | no rate: base under 50 |
| Race Not Available | 408 | 17.5% of 308 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 117 | 20.4% of 98 decided |
| Not Hispanic or Latino | 2,259 | 16.1% of 1,869 decided |
| Joint | 49 | no rate: base under 50 |
| Ethnicity Not Available | 416 | 16.9% of 308 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 913 | 18.2% of 752 decided |
| Female | 518 | 22.7% of 418 decided |
| Joint | 1,148 | 12.3% of 947 decided |
| Sex Not Available | 262 | 15.9% of 195 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 709 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved