Mortgage lending in Rutherford County, Tennessee
Lenders in Rutherford County, Tennessee reported 15,748 mortgage applications for 2025, according to the CFPB.
15,748 mortgage applications and 9,518 loans originated in 2025; the denial rate was 19.9% of 12,626 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area.
- 15,748
- Applications
- 9,518
- Loans originated
- 19.9%
- Denial rate
- 2,516 denied of 12,626 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 15,748 | 9,518 |
| 2024 | 15,221 | 9,278 |
| 2023 | 14,863 | 8,951 |
| 2022 | 20,535 | 12,400 |
| 2021 | 31,531 | 20,723 |
| 2020 | 31,949 | 21,363 |
| 2019 | 21,435 | 13,685 |
| 2018 | 17,925 | 11,193 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 662 | 878 |
| Ascend Federal Credit Union | 478 | 740 |
| CMG Mortgage Inc | 476 | 605 |
| United Wholesale Mortgage | 475 | 664 |
| Firstbank | 374 | 445 |
| Pinnacle Bank | 338 | 477 |
| First Community Mortgage, Inc. | 287 | 368 |
| Primis Bank | 266 | 374 |
| Regions Bank | 253 | 490 |
| loanDepot.com LLC | 218 | 314 |
| NVR Mortgage Finance, Inc. | 192 | 243 |
| Wilson Bank and Trust | 191 | 282 |
| Redstone Federal Credit Union | 171 | 317 |
| Pennymac Loan Services LLC | 163 | 318 |
| Freedom Mortgage Corporation | 158 | 354 |
| SWBC Mortgage Corporation | 134 | 185 |
| Bank of America NA | 132 | 293 |
| First National Bank of Middle Tennessee | 131 | 162 |
| Crosscountry Mortgage, LLC | 130 | 197 |
| US Bank, N.A. | 121 | 277 |
| Lennar Mortgage, LLC | 113 | 168 |
| Nationstar Mortgage | 112 | 156 |
| Fifth Third Bank, National Association | 104 | 220 |
| Truist Bank | 99 | 209 |
| Navy Federal Credit Union | 97 | 192 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 79 | 34.4% of 64 decided |
| Asian | 756 | 21.5% of 604 decided |
| Black or African American | 1,713 | 28.4% of 1,371 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 10,173 | 17.7% of 8,296 decided |
| 2 or more minority races | 28 | no rate: base under 50 |
| Joint | 375 | 18.1% of 310 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,602 | 22.4% of 1,940 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,558 | 25.0% of 1,263 decided |
| Not Hispanic or Latino | 11,501 | 18.9% of 9,335 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,332 | 22.4% of 1,737 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,271 | 22.3% of 4,155 decided |
| Female | 3,246 | 23.0% of 2,675 decided |
| Joint | 5,922 | 15.7% of 4,861 decided |
| Sex Not Available | 1,309 | 22.6% of 935 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 280 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved