Mortgage lending in Morgan County, Tennessee
Lenders in Morgan County, Tennessee reported 820 mortgage applications for 2025, according to the CFPB.
820 mortgage applications and 389 loans originated in 2025; the denial rate was 30.5% of 632 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Morgan County, TN HUD Metro FMR Area.
- 820
- Applications
- 389
- Loans originated
- 30.5%
- Denial rate
- 193 denied of 632 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 820 | 389 |
| 2024 | 752 | 362 |
| 2023 | 745 | 343 |
| 2022 | 866 | 422 |
| 2021 | 938 | 504 |
| 2020 | 841 | 465 |
| 2019 | 671 | 375 |
| 2018 | 657 | 320 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 35 | 52 |
| One Bank of Tennessee | 27 | 30 |
| Y-12 Federal Credit Union | 27 | 41 |
| United Wholesale Mortgage | 17 | 26 |
| Ornl Federal Credit Union | 15 | 28 |
| Mortgage Research Center | 14 | 22 |
| Smartbank | 13 | 19 |
| Mortgage Investors Group | 13 | 19 |
| Knoxville TVA Employees Credit Union | 11 | 16 |
| American Financial Resources LLC | 10 | 13 |
| Farm Credit Mid-America, Aca | 10 | 14 |
| Movement Mortgage, LLC | 10 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 100 |
| Enrichment Federal Credit Unio | 8 | 12 |
| 21ST Mortgage | 8 | 39 |
| Regions Bank | 7 | 18 |
| First Community Mortgage, Inc. | 6 | 7 |
| Crosscountry Mortgage, LLC | 6 | 13 |
| Coastal Community Bank | 5 | 9 |
| Southwest Stage Funding LLC | 5 | 15 |
| Stockton Mortgage Corporation | 5 | 8 |
| Union Home Mortgage Corp. | 5 | 6 |
| Gateway First Bank | 4 | 7 |
| American Financial Network, Inc. | 4 | 5 |
| First National Bank of Oneida | 4 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 715 | 28.7% of 561 decided |
| Joint | under 10 | |
| Race Not Available | 92 | 47.0% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 26 | no rate: base under 50 |
| Not Hispanic or Latino | 664 | 28.0% of 522 decided |
| Joint | withheld | |
| Ethnicity Not Available | 119 | 41.2% of 85 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 319 | 29.9% of 251 decided |
| Female | 154 | 28.7% of 115 decided |
| Joint | 294 | 29.7% of 232 decided |
| Sex Not Available | 53 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1317 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved