Mortgage lending in Monroe County, Tennessee
Lenders in Monroe County, Tennessee reported 2,232 mortgage applications for 2025, according to the CFPB.
2,232 mortgage applications and 1,090 loans originated in 2025; the denial rate was 28.6% of 1,671 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Monroe County, TN.
- 2,232
- Applications
- 1,090
- Loans originated
- 28.6%
- Denial rate
- 478 denied of 1,671 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,232 | 1,090 |
| 2024 | 2,017 | 984 |
| 2023 | 1,768 | 859 |
| 2022 | 2,306 | 1,171 |
| 2021 | 2,836 | 1,534 |
| 2020 | 2,467 | 1,362 |
| 2019 | 1,939 | 1,094 |
| 2018 | 1,745 | 921 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 79 | 115 |
| United Wholesale Mortgage | 66 | 109 |
| Peoples Bank of East Tennessee | 52 | 67 |
| Mortgage Investors Group | 46 | 74 |
| Ornl Federal Credit Union | 29 | 70 |
| Mortgage Research Center | 28 | 58 |
| Movement Mortgage, LLC | 27 | 40 |
| Freedom Mortgage Corporation | 25 | 50 |
| Old National Bank | 23 | 39 |
| Regions Bank | 23 | 60 |
| Vanderbilt Mortgage and Finance, Inc | 22 | 266 |
| Truist Bank | 22 | 38 |
| Fairway Independent Mort Corp | 21 | 27 |
| Union Home Mortgage Corp. | 21 | 27 |
| Knoxville TVA Employees Credit Union | 20 | 29 |
| CMG Mortgage Inc | 20 | 31 |
| Crosscountry Mortgage, LLC | 19 | 31 |
| Simmons Bank | 16 | 27 |
| Pennymac Loan Services LLC | 16 | 29 |
| American Pacific Mortgage Corporation | 15 | 21 |
| Stockton Mortgage Corporation | 15 | 21 |
| United Community Bank | 15 | 24 |
| Newrez LLC | 14 | 25 |
| American Financial Resources LLC | 13 | 19 |
| Y-12 Federal Credit Union | 11 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 32 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,844 | 27.9% of 1,392 decided |
| 2 or more minority races | under 10 | |
| Joint | 33 | no rate: base under 50 |
| Race Not Available | 291 | 26.2% of 210 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 92 | 35.8% of 67 decided |
| Not Hispanic or Latino | 1,768 | 27.1% of 1,343 decided |
| Joint | 43 | no rate: base under 50 |
| Ethnicity Not Available | 329 | 35.8% of 229 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 783 | 30.2% of 582 decided |
| Female | 477 | 34.6% of 355 decided |
| Joint | 810 | 23.8% of 623 decided |
| Sex Not Available | 162 | 27.9% of 111 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 935 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved