Mortgage lending in Grainger County, Tennessee
Lenders in Grainger County, Tennessee reported 1,061 mortgage applications for 2025, according to the CFPB.
1,061 mortgage applications and 556 loans originated in 2025; the denial rate was 28.2% of 839 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Grainger County, TN HUD Metro FMR Area.
- 1,061
- Applications
- 556
- Loans originated
- 28.2%
- Denial rate
- 237 denied of 839 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,061 | 556 |
| 2024 | 992 | 513 |
| 2023 | 908 | 407 |
| 2022 | 1,102 | 517 |
| 2021 | 1,226 | 689 |
| 2020 | 1,133 | 628 |
| 2019 | 874 | 477 |
| 2018 | 849 | 441 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Knoxville TVA Employees Credit Union | 48 | 52 |
| Rocket Mortgage | 41 | 58 |
| Citizes Bank & Trust Company of Grainger County | 30 | 35 |
| Mortgage Investors Group | 28 | 34 |
| Vanderbilt Mortgage and Finance, Inc | 26 | 161 |
| CMG Mortgage Inc | 23 | 28 |
| United Wholesale Mortgage | 19 | 35 |
| Farm Credit Mid-America, Aca | 14 | 16 |
| Union Home Mortgage Corp. | 14 | 17 |
| Mortgage Research Center | 13 | 26 |
| Ornl Federal Credit Union | 13 | 25 |
| Community Trust Bank, Inc. | 11 | 12 |
| Home Federal Bank of Tennessee | 11 | 16 |
| New American Funding, LLC. | 11 | 24 |
| Commercial Bank | 11 | 11 |
| Stockton Mortgage Corporation | 9 | 9 |
| First Horizon Bank | 9 | 14 |
| First Community Mortgage, Inc. | 8 | 10 |
| Movement Mortgage, LLC | 7 | 9 |
| Freedom Mortgage Corporation | 7 | 13 |
| Consumer Credit Union | 6 | 10 |
| Regions Bank | 6 | 12 |
| Navy Federal Credit Union | 5 | 7 |
| American Pacific Mortgage Corporation | 5 | 6 |
| US Bank, N.A. | 5 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 906 | 27.4% of 726 decided |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 115 | 31.3% of 83 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 876 | 27.6% of 710 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 148 | 32.7% of 104 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 340 | 29.3% of 270 decided |
| Female | 182 | 39.7% of 146 decided |
| Joint | 460 | 23.2% of 371 decided |
| Sex Not Available | 79 | 26.9% of 52 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 932 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved