Mortgage lending in Bedford County, Tennessee
Lenders in Bedford County, Tennessee reported 2,133 mortgage applications for 2025, according to the CFPB.
2,133 mortgage applications and 1,252 loans originated in 2025; the denial rate was 21.4% of 1,699 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bedford County, TN.
- 2,133
- Applications
- 1,252
- Loans originated
- 21.4%
- Denial rate
- 363 denied of 1,699 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,133 | 1,252 |
| 2024 | 2,032 | 1,230 |
| 2023 | 1,957 | 1,226 |
| 2022 | 2,432 | 1,446 |
| 2021 | 3,375 | 2,208 |
| 2020 | 2,908 | 1,916 |
| 2019 | 2,138 | 1,356 |
| 2018 | 1,852 | 1,176 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Community Mortgage, Inc. | 132 | 175 |
| Rocket Mortgage | 115 | 157 |
| Ascend Federal Credit Union | 84 | 142 |
| United Wholesale Mortgage | 59 | 87 |
| CMG Mortgage Inc | 57 | 92 |
| Firstbank | 45 | 58 |
| First National Bank of Middle Tennessee | 44 | 59 |
| Pennymac Loan Services LLC | 44 | 83 |
| Heritage South Community Credi | 41 | 55 |
| Primis Bank | 36 | 48 |
| Freedom Mortgage Corporation | 35 | 69 |
| loanDepot.com LLC | 26 | 33 |
| Pinnacle Bank | 24 | 32 |
| Regions Bank | 19 | 42 |
| Farm Credit Mid-America, Aca | 16 | 23 |
| Wellworth Bank | 16 | 16 |
| Movement Mortgage, LLC | 14 | 23 |
| US Bank, N.A. | 13 | 26 |
| First Commerce Bank | 12 | 12 |
| T2 Financial LLC | 12 | 18 |
| SWBC Mortgage Corporation | 11 | 15 |
| New American Funding, LLC. | 11 | 32 |
| Nationstar Mortgage | 11 | 16 |
| Iserve Residential Lending | 10 | 12 |
| Mortgage Research Center | 10 | 35 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 10 | no rate: base under 50 |
| Black or African American | 109 | 27.2% of 81 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,633 | 20.5% of 1,324 decided |
| 2 or more minority races | under 10 | |
| Joint | 39 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 316 | 23.6% of 233 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 201 | 22.7% of 154 decided |
| Not Hispanic or Latino | 1,594 | 20.1% of 1,292 decided |
| Joint | withheld | |
| Ethnicity Not Available | 287 | 27.4% of 212 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 759 | 22.3% of 600 decided |
| Female | 454 | 26.3% of 358 decided |
| Joint | 762 | 15.9% of 624 decided |
| Sex Not Available | 158 | 30.8% of 117 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 566 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved