Mortgage lending in Overton County, Tennessee
Lenders in Overton County, Tennessee reported 823 mortgage applications for 2025, according to the CFPB.
823 mortgage applications and 488 loans originated in 2025; the denial rate was 22.1% of 679 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Overton County, TN.
- 823
- Applications
- 488
- Loans originated
- 22.1%
- Denial rate
- 150 denied of 679 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 823 | 488 |
| 2024 | 653 | 374 |
| 2023 | 640 | 350 |
| 2022 | 717 | 416 |
| 2021 | 925 | 509 |
| 2020 | 719 | 431 |
| 2019 | 524 | 309 |
| 2018 | 437 | 230 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Wellworth Bank | 61 | 64 |
| One Bank of Tennessee | 56 | 58 |
| Union Home Mortgage Corp. | 24 | 29 |
| Rocket Mortgage | 21 | 40 |
| Mason-McDuffie Mortgage Corporation | 20 | 24 |
| United Wholesale Mortgage | 16 | 23 |
| Fairway Independent Mort Corp | 16 | 16 |
| Mortgage Investors Group | 16 | 23 |
| Mortgage Research Center | 15 | 29 |
| Firstbank | 13 | 27 |
| 21ST Mortgage | 13 | 45 |
| New American Funding, LLC. | 11 | 22 |
| Builtwell Bank | 9 | 11 |
| Pennymac Loan Services LLC | 8 | 10 |
| Navy Federal Credit Union | 7 | 8 |
| Ascend Federal Credit Union | 7 | 10 |
| Freedom Mortgage Corporation | 7 | 19 |
| Wilson Bank and Trust | 6 | 8 |
| Farm Credit Mid-America, Aca | 6 | 8 |
| Southwest Stage Funding LLC | 5 | 14 |
| Kind Lending, LLC | 5 | 5 |
| Regions Bank | 5 | 13 |
| CMG Mortgage Inc | 4 | 7 |
| Nationstar Mortgage | 4 | 6 |
| Success Mortgage Partners, Inc | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 693 | 21.0% of 576 decided |
| Joint | under 10 | |
| Race Not Available | 107 | 27.4% of 84 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 12 | no rate: base under 50 |
| Not Hispanic or Latino | 671 | 21.2% of 561 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 125 | 28.1% of 96 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 303 | 26.5% of 249 decided |
| Female | 124 | 25.5% of 98 decided |
| Joint | 322 | 14.6% of 274 decided |
| Sex Not Available | 74 | 32.8% of 58 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1194 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved