Mortgage lending in Lake County, Tennessee
Lenders in Lake County, Tennessee reported 193 mortgage applications for 2025, according to the CFPB.
193 mortgage applications and 85 loans originated in 2025; the denial rate was 38.7% of 142 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lake County, TN.
- 193
- Applications
- 85
- Loans originated
- 38.7%
- Denial rate
- 55 denied of 142 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 193 | 85 |
| 2024 | 153 | 75 |
| 2023 | 125 | 54 |
| 2022 | 162 | 76 |
| 2021 | 168 | 83 |
| 2020 | 116 | 53 |
| 2019 | 110 | 48 |
| 2018 | 93 | 46 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Leaders Credit Union | 18 | 28 |
| First Citizens National Bank | 9 | 10 |
| Regions Bank | 9 | 17 |
| Cadence Bank | 8 | 17 |
| Rocket Mortgage | 5 | 7 |
| loanDepot.com LLC | 4 | 7 |
| United Wholesale Mortgage | 3 | 5 |
| Southwest Funding LP | 2 | 2 |
| Firstbank | 2 | 3 |
| Security Bank | 2 | 3 |
| New Day Financial, LLC. | 2 | 3 |
| Guaranteed Rate Affinity, LLC | 1 | 1 |
| American Financial Resources LLC | 1 | 1 |
| Bank3 | 1 | 1 |
| Delmar Financial Company | 1 | 1 |
| Mortgage Research Center | 1 | 1 |
| New American Funding, LLC. | 1 | 4 |
| Newrez LLC | 1 | 3 |
| Community Mortgage Corporation | 1 | 1 |
| First South Financial Federal Credit Union | 1 | 2 |
| Equity Prime Mortgage LLC | 1 | 1 |
| First Community Mortgage, Inc. | 1 | 3 |
| Carrington Mortgage Services LLC | 1 | 3 |
| Union Home Mortgage Corp. | 1 | 1 |
| Finance of America Reverse LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 25 | no rate: base under 50 |
| White | 146 | 34.8% of 112 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 163 | 35.8% of 123 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 25 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 68 | 34.6% of 52 decided |
| Female | 65 | no rate: base under 50 |
| Joint | 48 | no rate: base under 50 |
| Sex Not Available | 12 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2784 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved