Mortgage lending in Davidson County, Tennessee
Lenders in Davidson County, Tennessee reported 27,963 mortgage applications for 2025, according to the CFPB.
27,963 mortgage applications and 16,329 loans originated in 2025; the denial rate was 20.8% of 21,973 applications decided. The median loan was about $325,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area.
- 27,963
- Applications
- 16,329
- Loans originated
- 20.8%
- Denial rate
- 4,572 denied of 21,973 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 27,963 | 16,329 |
| 2024 | 26,401 | 15,497 |
| 2023 | 26,323 | 15,655 |
| 2022 | 38,459 | 23,152 |
| 2021 | 60,753 | 39,169 |
| 2020 | 59,190 | 37,943 |
| 2019 | 41,260 | 25,737 |
| 2018 | 35,592 | 21,658 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 904 | 1,261 |
| United Wholesale Mortgage | 729 | 1,035 |
| Regions Bank | 640 | 1,362 |
| Pinnacle Bank | 601 | 880 |
| CMG Mortgage Inc | 581 | 897 |
| Legacy Home Loans, LLC | 484 | 571 |
| Firstbank | 458 | 568 |
| Old National Bank | 352 | 478 |
| Bank of America NA | 333 | 756 |
| Crosscountry Mortgage, LLC | 303 | 477 |
| Guaranteed Rate, Inc. | 290 | 511 |
| Cadence Bank | 290 | 404 |
| US Bank, N.A. | 287 | 649 |
| First Horizon Bank | 278 | 430 |
| Wilson Bank and Trust | 264 | 377 |
| JPMorgan Chase Bank, NA | 263 | 398 |
| loanDepot.com LLC | 252 | 409 |
| Ascend Federal Credit Union | 250 | 439 |
| Truist Bank | 250 | 565 |
| Fifth Third Bank, National Association | 247 | 518 |
| Pennymac Loan Services LLC | 221 | 442 |
| Renasant Bank | 201 | 317 |
| SWBC Mortgage Corporation | 195 | 266 |
| Primis Bank | 192 | 272 |
| NVR Mortgage Finance, Inc. | 187 | 252 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 112 | 37.5% of 88 decided |
| Asian | 1,153 | 24.3% of 879 decided |
| Black or African American | 3,724 | 32.8% of 2,933 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 17,068 | 17.6% of 13,762 decided |
| 2 or more minority races | 63 | no rate: base under 50 |
| Joint | 510 | 14.6% of 419 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 5,282 | 22.1% of 3,802 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,798 | 27.2% of 1,396 decided |
| Not Hispanic or Latino | 20,643 | 20.2% of 16,526 decided |
| Joint | 501 | 16.3% of 411 decided |
| Ethnicity Not Available | 5,005 | 21.6% of 3,628 decided |
| Free Form Text Only | 16 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 9,735 | 23.5% of 7,629 decided |
| Female | 7,149 | 23.9% of 5,658 decided |
| Joint | 7,988 | 15.0% of 6,485 decided |
| Sex Not Available | 3,091 | 20.7% of 2,201 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 213 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved