Mortgage lending in Knox County, Tennessee
Lenders in Knox County, Tennessee reported 21,986 mortgage applications for 2025, according to the CFPB.
21,986 mortgage applications and 13,459 loans originated in 2025; the denial rate was 18.2% of 17,508 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Knoxville, TN HUD Metro FMR Area.
- 21,986
- Applications
- 13,459
- Loans originated
- 18.2%
- Denial rate
- 3,195 denied of 17,508 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 21,986 | 13,459 |
| 2024 | 20,172 | 12,456 |
| 2023 | 18,941 | 11,630 |
| 2022 | 26,287 | 16,656 |
| 2021 | 37,532 | 25,018 |
| 2020 | 36,040 | 23,965 |
| 2019 | 24,579 | 15,810 |
| 2018 | 20,649 | 13,185 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 948 | 1,227 |
| Mortgage Investors Group | 822 | 1,187 |
| Knoxville TVA Employees Credit Union | 699 | 880 |
| United Wholesale Mortgage | 691 | 912 |
| Home Federal Bank of Tennessee | 571 | 671 |
| Ornl Federal Credit Union | 450 | 817 |
| Regions Bank | 431 | 821 |
| First Horizon Bank | 336 | 512 |
| Y-12 Federal Credit Union | 330 | 529 |
| Fairway Independent Mort Corp | 326 | 475 |
| Truist Bank | 288 | 493 |
| CMG Mortgage Inc | 236 | 317 |
| DHI Mortgage Company, LTD. | 229 | 332 |
| Movement Mortgage, LLC | 219 | 333 |
| Pennymac Loan Services LLC | 193 | 405 |
| First Community Mortgage, Inc. | 191 | 217 |
| Freedom Mortgage Corporation | 169 | 369 |
| Stockton Mortgage Corporation | 149 | 182 |
| Pinnacle Bank | 145 | 213 |
| Mortgage Research Center | 138 | 326 |
| Newrez LLC | 130 | 302 |
| Navy Federal Credit Union | 128 | 243 |
| Firstbank | 127 | 173 |
| Knoxville Teachers FCU | 124 | 126 |
| Vanderbilt Mortgage and Finance, Inc | 123 | 652 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 81 | 35.9% of 53 decided |
| Asian | 661 | 23.8% of 500 decided |
| Black or African American | 966 | 30.9% of 721 decided |
| Native Hawaiian or Other Pacific Islander | 22 | no rate: base under 50 |
| White | 16,343 | 16.9% of 13,257 decided |
| 2 or more minority races | withheld | |
| Joint | 408 | 19.2% of 333 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,482 | 19.5% of 2,610 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 881 | 32.6% of 653 decided |
| Not Hispanic or Latino | 17,201 | 17.4% of 13,894 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,508 | 19.4% of 2,645 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,111 | 20.0% of 5,567 decided |
| Female | 4,719 | 23.5% of 3,774 decided |
| Joint | 8,002 | 13.8% of 6,545 decided |
| Sex Not Available | 2,154 | 17.9% of 1,622 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 570 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved