Mortgage lending in McMinn County, Tennessee
Lenders in McMinn County, Tennessee reported 2,496 mortgage applications for 2025, according to the CFPB.
2,496 mortgage applications and 1,309 loans originated in 2025; the denial rate was 26.7% of 1,928 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: McMinn County, TN.
- 2,496
- Applications
- 1,309
- Loans originated
- 26.7%
- Denial rate
- 514 denied of 1,928 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,496 | 1,309 |
| 2024 | 2,343 | 1,211 |
| 2023 | 2,221 | 1,150 |
| 2022 | 2,700 | 1,434 |
| 2021 | 3,312 | 1,886 |
| 2020 | 2,712 | 1,581 |
| 2019 | 2,123 | 1,232 |
| 2018 | 1,851 | 999 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 109 | 162 |
| Old National Bank | 97 | 130 |
| United Wholesale Mortgage | 87 | 113 |
| Mortgage Investors Group | 53 | 72 |
| DHI Mortgage Company, LTD. | 49 | 64 |
| Simmons Bank | 45 | 60 |
| CMG Mortgage Inc | 42 | 55 |
| Mortgage Research Center | 38 | 67 |
| Tennessee Valley Federal C U | 36 | 65 |
| Vanderbilt Mortgage and Finance, Inc | 34 | 240 |
| Truist Bank | 29 | 49 |
| Regions Bank | 27 | 79 |
| SouthEast Bank | 26 | 35 |
| Farm Credit Mid-America, Aca | 25 | 28 |
| Builtwell Bank | 24 | 29 |
| Freedom Mortgage Corporation | 23 | 62 |
| First Community Mortgage, Inc. | 23 | 31 |
| Pennymac Loan Services LLC | 19 | 46 |
| American Pacific Mortgage Corporation | 18 | 27 |
| Navy Federal Credit Union | 16 | 21 |
| American Financial Resources LLC | 15 | 20 |
| Peoples Bank of East Tennessee | 15 | 23 |
| 21ST Mortgage | 14 | 59 |
| loanDepot.com LLC | 13 | 22 |
| New American Funding, LLC. | 13 | 31 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 27 | no rate: base under 50 |
| Asian | 14 | no rate: base under 50 |
| Black or African American | 57 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,042 | 26.9% of 1,598 decided |
| 2 or more minority races | under 10 | |
| Joint | 45 | no rate: base under 50 |
| Race Not Available | 309 | 26.1% of 230 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 87 | 26.9% of 67 decided |
| Not Hispanic or Latino | 1,999 | 26.4% of 1,569 decided |
| Joint | 56 | no rate: base under 50 |
| Ethnicity Not Available | 354 | 30.4% of 253 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 919 | 28.5% of 708 decided |
| Female | 516 | 31.7% of 382 decided |
| Joint | 867 | 20.9% of 694 decided |
| Sex Not Available | 194 | 31.9% of 144 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 933 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved