Mortgage lending in Gibson County, Tennessee
Lenders in Gibson County, Tennessee reported 2,092 mortgage applications for 2025, according to the CFPB.
2,092 mortgage applications and 1,200 loans originated in 2025; the denial rate was 25.2% of 1,709 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Gibson County, TN HUD Metro FMR Area.
- 2,092
- Applications
- 1,200
- Loans originated
- 25.2%
- Denial rate
- 431 denied of 1,709 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,092 | 1,200 |
| 2024 | 1,845 | 1,116 |
| 2023 | 1,810 | 1,058 |
| 2022 | 2,102 | 1,268 |
| 2021 | 2,528 | 1,585 |
| 2020 | 2,176 | 1,368 |
| 2019 | 1,618 | 1,053 |
| 2018 | 1,450 | 908 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Leaders Credit Union | 215 | 318 |
| Regions Bank | 98 | 221 |
| Centennial Bank | 81 | 96 |
| Cadence Bank | 68 | 111 |
| Rocket Mortgage | 58 | 86 |
| Carroll Bank and Trust | 55 | 62 |
| First Community Mortgage, Inc. | 49 | 58 |
| United Wholesale Mortgage | 41 | 57 |
| Simmons Bank | 40 | 64 |
| Mortgage Investors Group | 39 | 44 |
| Mortgage Research Center | 29 | 53 |
| Security Bank | 22 | 23 |
| Freedom Mortgage Corporation | 19 | 47 |
| Security Bank and Trust Company | 19 | 26 |
| Click n' Close, Inc. | 17 | 23 |
| Commercial Bank & Trust Company | 16 | 21 |
| First Citizens National Bank | 15 | 18 |
| Firstbank | 14 | 35 |
| Fairway Independent Mort Corp | 12 | 16 |
| Decatur County Bank | 10 | 14 |
| Luminate Bank | 10 | 10 |
| 21ST Mortgage | 10 | 54 |
| Goodleap, LLC | 10 | 27 |
| Navy Federal Credit Union | 8 | 20 |
| Pennymac Loan Services LLC | 8 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 224 | 46.8% of 171 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,514 | 22.1% of 1,264 decided |
| 2 or more minority races | under 10 | |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 323 | 24.2% of 256 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 78 | 20.7% of 58 decided |
| Not Hispanic or Latino | 1,646 | 25.3% of 1,369 decided |
| Joint | 25 | no rate: base under 50 |
| Ethnicity Not Available | 343 | 26.9% of 268 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 690 | 25.6% of 548 decided |
| Female | 473 | 31.5% of 384 decided |
| Joint | 728 | 21.6% of 610 decided |
| Sex Not Available | 201 | 22.8% of 167 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1855 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved