Mortgage lending in Fentress County, Tennessee
Lenders in Fentress County, Tennessee reported 871 mortgage applications for 2025, according to the CFPB.
871 mortgage applications and 482 loans originated in 2025; the denial rate was 20.6% of 655 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Fentress County, TN.
- 871
- Applications
- 482
- Loans originated
- 20.6%
- Denial rate
- 135 denied of 655 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 871 | 482 |
| 2024 | 681 | 356 |
| 2023 | 612 | 327 |
| 2022 | 780 | 431 |
| 2021 | 978 | 535 |
| 2020 | 823 | 476 |
| 2019 | 604 | 344 |
| 2018 | 478 | 261 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 48 | 68 |
| One Bank of Tennessee | 32 | 32 |
| Builtwell Bank | 28 | 41 |
| Mortgage Investors Group | 25 | 37 |
| United Wholesale Mortgage | 23 | 29 |
| Embrace Home Loans, Inc. | 22 | 28 |
| Mortgage Research Center | 22 | 43 |
| Smartbank | 22 | 29 |
| VanDyk Mortgage Corporation | 17 | 21 |
| Vanderbilt Mortgage and Finance, Inc | 10 | 58 |
| Nationstar Mortgage | 8 | 11 |
| Firstbank | 8 | 15 |
| 21ST Mortgage | 8 | 27 |
| Farm Credit Mid-America, Aca | 7 | 11 |
| Pennymac Loan Services LLC | 7 | 13 |
| Navy Federal Credit Union | 6 | 9 |
| Guild Mortgage Company | 6 | 9 |
| First Community Mortgage, Inc. | 6 | 7 |
| Union Home Mortgage Corp. | 6 | 7 |
| US Bank, N.A. | 6 | 13 |
| Citizens Bank, NA | 6 | 7 |
| Renasant Bank | 5 | 5 |
| loanDepot.com LLC | 5 | 7 |
| Wellworth Bank | 5 | 5 |
| Amerisave Mortgage Company | 5 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 768 | 20.6% of 581 decided |
| Joint | under 10 | |
| Race Not Available | 91 | 22.4% of 67 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 721 | 19.6% of 550 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 124 | 24.4% of 90 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 308 | 24.6% of 236 decided |
| Female | 171 | 21.1% of 123 decided |
| Joint | 337 | 17.3% of 260 decided |
| Sex Not Available | 55 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1312 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved