Mortgage lending in McNairy County, Tennessee
Lenders in McNairy County, Tennessee reported 915 mortgage applications for 2025, according to the CFPB.
915 mortgage applications and 508 loans originated in 2025; the denial rate was 25.9% of 748 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: McNairy County, TN.
- 915
- Applications
- 508
- Loans originated
- 25.9%
- Denial rate
- 194 denied of 748 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 915 | 508 |
| 2024 | 798 | 423 |
| 2023 | 757 | 413 |
| 2022 | 839 | 472 |
| 2021 | 1,044 | 634 |
| 2020 | 963 | 553 |
| 2019 | 692 | 377 |
| 2018 | 705 | 415 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Cadence Bank | 62 | 73 |
| CB&S Bank | 49 | 58 |
| Rocket Mortgage | 41 | 61 |
| The Bank of Fayette County | 26 | 26 |
| Mortgage Research Center | 24 | 41 |
| Regions Bank | 20 | 45 |
| United Wholesale Mortgage | 18 | 26 |
| First Community Mortgage, Inc. | 17 | 19 |
| Equity Prime Mortgage LLC | 16 | 19 |
| Centennial Bank | 14 | 20 |
| Leaders Credit Union | 13 | 19 |
| Vanderbilt Mortgage and Finance, Inc | 10 | 54 |
| Union Home Mortgage Corp. | 10 | 12 |
| Pennymac Loan Services LLC | 10 | 21 |
| Firstbank | 9 | 18 |
| Brighton Bank | 9 | 13 |
| 21ST Mortgage | 8 | 32 |
| Farm Credit Mid-America, Aca | 6 | 9 |
| Freedom Mortgage Corporation | 6 | 16 |
| First Horizon Bank | 6 | 9 |
| Trustmark Bank | 5 | 6 |
| Delmar Financial Company | 5 | 5 |
| Guaranty Bank & Trust Company | 5 | 5 |
| loanDepot.com LLC | 5 | 12 |
| Stockton Mortgage Corporation | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 31 | no rate: base under 50 |
| White | 726 | 23.2% of 603 decided |
| 2 or more minority races | under 10 | |
| Joint | 29 | no rate: base under 50 |
| Race Not Available | 122 | 22.2% of 90 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 772 | 24.6% of 643 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 123 | 29.5% of 88 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 346 | 27.9% of 283 decided |
| Female | 180 | 38.3% of 149 decided |
| Joint | 319 | 17.5% of 263 decided |
| Sex Not Available | 70 | 22.6% of 53 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1858 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved