Mortgage lending in Unicoi County, Tennessee
Lenders in Unicoi County, Tennessee reported 621 mortgage applications for 2025, according to the CFPB.
621 mortgage applications and 355 loans originated in 2025; the denial rate was 24.0% of 504 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Johnson City, TN MSA.
- 621
- Applications
- 355
- Loans originated
- 24.0%
- Denial rate
- 121 denied of 504 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 621 | 355 |
| 2024 | 580 | 320 |
| 2023 | 493 | 278 |
| 2022 | 663 | 378 |
| 2021 | 853 | 494 |
| 2020 | 706 | 423 |
| 2019 | 573 | 361 |
| 2018 | 511 | 295 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Eastman Credit Union | 52 | 88 |
| Clinchfield FCU | 40 | 47 |
| Rocket Mortgage | 28 | 35 |
| Movement Mortgage, LLC | 27 | 36 |
| Cardinal Financial Company, Li | 20 | 29 |
| United Wholesale Mortgage | 17 | 20 |
| Bank of Tennessee | 12 | 24 |
| Freedom Mortgage Corporation | 8 | 15 |
| Mortgage Research Center | 7 | 16 |
| Elizabethton Federal Savings Bank | 6 | 6 |
| Sierra Pacific Mortgage Co. Inc | 5 | 5 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 31 |
| First Bank and Trust Company | 5 | 5 |
| Regions Bank | 5 | 8 |
| Ark-LA-Tex Financial Services LLC | 4 | 6 |
| GVC Mortgage, Inc. | 4 | 4 |
| Summit Funding.inc | 4 | 4 |
| Citizens Bank | 4 | 4 |
| State Employees' Credit Union | 4 | 6 |
| Guaranteed Rate, Inc. | 4 | 8 |
| Eclipse Bank Inc | 3 | 4 |
| Renasant Bank | 3 | 4 |
| Knoxville TVA Employees Credit Union | 3 | 3 |
| loanDepot.com LLC | 3 | 6 |
| Spring Eq, LLC | 3 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 538 | 24.4% of 447 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 68 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 516 | 23.9% of 431 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 82 | 22.8% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 211 | 21.9% of 169 decided |
| Female | 108 | 27.6% of 87 decided |
| Joint | 259 | 24.2% of 219 decided |
| Sex Not Available | 43 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1320 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved