Mortgage lending in Decatur County, Tennessee
Lenders in Decatur County, Tennessee reported 444 mortgage applications for 2025, according to the CFPB.
444 mortgage applications and 243 loans originated in 2025; the denial rate was 26.2% of 363 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Decatur County, TN.
- 444
- Applications
- 243
- Loans originated
- 26.2%
- Denial rate
- 95 denied of 363 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 444 | 243 |
| 2024 | 431 | 238 |
| 2023 | 353 | 191 |
| 2022 | 388 | 210 |
| 2021 | 543 | 332 |
| 2020 | 471 | 287 |
| 2019 | 320 | 200 |
| 2018 | 358 | 222 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Firstbank | 31 | 49 |
| CB&S Bank | 26 | 34 |
| First Community Mortgage, Inc. | 23 | 27 |
| Decatur County Bank | 19 | 19 |
| Rocket Mortgage | 18 | 32 |
| Leaders Credit Union | 10 | 12 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 32 |
| United Wholesale Mortgage | 5 | 7 |
| Mortgage Investors Group | 5 | 6 |
| The Peoples Bank | 4 | 4 |
| Carroll Bank and Trust | 4 | 5 |
| Mortgage Research Center | 3 | 13 |
| 21ST Mortgage | 3 | 12 |
| Cornerstone First Mortgage, LLC | 2 | 2 |
| Southwest Stage Funding LLC | 2 | 4 |
| Community Bank | 2 | 2 |
| Wolfe Financial Inc | 2 | 2 |
| Old National Bank | 2 | 2 |
| Churchill Mortgage Corporation | 2 | 2 |
| Endeavor Capital, LLC | 2 | 2 |
| Simmons Bank | 2 | 5 |
| Redstone Federal Credit Union | 2 | 2 |
| Nationstar Mortgage | 2 | 2 |
| Commercial Bank & Trust Company | 2 | 2 |
| Cardinal Financial Company, Li | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 15 | no rate: base under 50 |
| White | 369 | 24.7% of 308 decided |
| Joint | under 10 | |
| Race Not Available | 47 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 365 | 23.8% of 303 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 65 | 42.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 158 | 30.5% of 128 decided |
| Female | 93 | 26.9% of 78 decided |
| Joint | 159 | 20.3% of 133 decided |
| Sex Not Available | 34 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1854 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved